Assists low-income individuals and families with first time homeownership.

Provides home buyer counseling and ownership readiness training to improve affordable home ownership opportunities to low-moderate income individuals and families.

Provides outreach, crisis intervention, housing counseling, benefits advocacy, tenant/landlord mediation, representation in administration proceedings with government agencies, home ownership counseling and translation.

Offers education seminars in person and online, as well as one-to-one counseling. These courses provide participants with the information that all first-time homebuyers should know in order to make well informed decisions and become an empowered and educated consumer. Course topics include: Assessment of Homeownership Readiness Budgeting & Credit Financing a Home Shopping for a Home Maintaining a Home Managing Homeownership Finances

Offers financial counseling for homeowners who are facing default/foreclosures on a primary residence mortgage. Counselors work with the client and the mortgage to arrange a mutually agreeable and realistic payment plan, when possible.

Provides up to $3,000 in assistance with closing costs through a loan that must be repaid for first time home buyers. Also offers HUD approved housing counseling including homebuyer counseling, reverse mortgage counseling to seniors, and foreclosure prevention programs.

Provides HUD approved educational programs, grants for modest income individuals and families to purchase their first home. Assistance may also be available to income qualified homeowners to make home repairs. Operates 52 rental units for modest income families. Also provides outreach, including foreclosure counseling.

Offers home purchasing, refinancing, and foreclosure counseling.

One to one financial counseling for first-time homebuyers, including how much of a mortgage is affordable, understanding closing costs, resolving credit issues, and how to select a real estate agent, lawyer, mortgage lender and other professionals. Counselors will link prospective first time homebuyers with sources of down payment assistance. Workshops scheduled periodically at various locations throughout the county.

Offers a program that is only available to individuals and families that are currently in the mortgage process with a lender. Services include education and support program designed to assist first time home-buyers to overcome barriers to, and become prepared for, homeownership. Classes are offered over consecutive weeks, or one full day.

The program offers subsidized rental housing to help individuals and families from homelessness or shelters. Also provides home ownership and homebuyer educational services and individual counseling to first time home buyers.

Provides home purchase counseling, geared towards first-time home buyers, along with home rehabilitation services for low income individuals who need to make repairs for health, safety, or accessibility reasons, and foreclosure prevention counseling for those struggling to maintain current mortgage payments.

Offers a Home Buyer Education Course covering topics such as: household budgeting, credit and savings management, home inspections and the purchase process. Families who successfully complete this course may also be eligible for grants and other assistance for purchasing a home.

Provides housing counseling for landlord/tenant-rights and responsibilities, rent payment increases and eviction situations and mortgage counseling to homeowners. Pre-purchase, pre-rental and mortgage default predatory lending counseling. Call. Appointment required for some counseling.

Provides housing counseling for landlord/tenant-rights and responsibilities, rent payment increases and eviction situations, and mortgage counseling to homeowners. Pre-purchase, pre-rental and mortgage default counseling. Call. Appointment preferred.

Offers one-on-one pre-purchase housing counseling to assist potential homebuyers through the entire process. Assists with credit counseling, credit repair, connecting with a real estate agent, finding the right lawyer, securing the best mortgage product, applying for any appropriate grant programs and post-purchase follow-up. Offers three 2-hour pre-purchase education sessions focusing on readiness to purchase, the purchase process and what it means to be a homeowner.

Comprehensive training in purchasing a house for low- and moderate-income first-time home buyers, including: establishing good credit understanding home financing working with a realtor how house inspections work understanding documents signed at closingthrough traditional classroom setting; four weekly, two-hour sessions with guest speakers online through eHomeAmerica with videos and self-tests, enabling individuals to complete the program at home at his or her own paceOne-on-one counseling on topics from credit counseling to home maintenance.Residents of Cayuga, Chemung, Cortland, Schuyler, Seneca, Tioga, and Tompkins.Offers assistance with down payments; homebuyer education required.

homebuying home ownership home refinancing HUD homes for sale and how to buy one rental assistance programs relocation, foreclosure and eviction services for the homeless housing discrimination

Provides housing counseling services, including homebuyer education, home maintenance education, mortgage default/restructuring counseling, tenancy/fair housing counseling, HECM counseling, and financial literacy budget/debt counseling.

Provides subsidized rental assistance, first time home buyers incentive programs, fair housing opportunities and facilitates the housing discrimination complaint process. Provides home ownership assistance for low-moderate income families, offers senior housing information and aid with reverse mortgages, nursing home and hospital assistance, counseling for home buyers, homeowners and tenants, home rehabilitation funds and block grants to communities for economic development and job creation, lead based paint abatement, and Indian housing information.

Provides subsidized rental assistance, first time home buyers incentive programs, fair housing opportunities and facilitates the housing discrimination complaint process. Provides home ownership assistance for low-moderate income families, offers senior housing information and aid with reverse mortgages, nursing home and hospital assistance, counseling for home buyers, homeowners and tenants, home rehabilitation funds and block grants to communities for economic development and job creation, lead based paint abatement, and Indian housing information.

homebuying home ownership home refinancing HUD homes for sale and how to buy one rental assistance programs relocation, foreclosure and eviction services for the homeless housing discrimination

A comprehensive homeownership program for hopeful homeowners that includes down payment and closing cost financial assistance, one‐on‐one financial counseling and homebuyer education courses.

Provides referrals and general information regarding housing. Offers counseling regarding home ownership, negotiations between tenants/landlords and housing grievance complaints, eviction prevention, housing publications, assistance in obtaining rental subsidies, and housing court assistance.

Offers information and referral on housing options in Broome County, including counseling for first-time home buyers, homeowners in default, budget and credit counseling, rental counseling and rental relocation.