Sponsors home buying workshops including credit counseling, budgeting, utilities, tax assessment, insurance and legal counseling. Also offers private counseling.

A network of over 85 housing counseling and legal services organizations across the state that provide free, qualified mortgage assistance relief services to homeowners. HOPP representatives can connect New Yorkers to high-quality counseling or legal services all over New York State. The HOPP Program is designed to ensure that no family in New York State ever loses their home because they do not have access to a lawyer or qualified housing counselor. Services include: - Assistance with applying for a loan modification, or other types of loss mitigation - Direct representation in court proceedings, including settlement conferences - Homeownership counseling Operates HomeownerHelpNY (https://homeownerhelpny.org/), an online service that provides New Yorkers with the tools and support to avoid foreclosure and/or scams, and to help them find qualified mortgage assistance relief services from the HOPP network. HomeownerHelpNY is a collaboration between the New York State Attorney General Office and the Center for NYC Neighborhoods, a non-profit committed to protecting and preserving affordable homeownership.

Provides counseling and education for those looking to become first time home buyers. Also provides financial capability counseling, mortgage assistance and foreclosure prevention, and fair housing counseling and education. Programs serve as a source of information about ownership, predatory lending, mortgage foreclosure prevention, fair housing, budgeting, handling debt, and credit repair. Provides rental search assistance and limited financial assistance when funding is available (for financial assistance, see separate program listing on FEMA Assistance - Buffalo Urban League).

Financial Education at Jericho Road includes two programs: Financially Fit and City Roots. Financially Fit offers financial education to refugee and American-born adults, empowering them and their families with the knowledge needed to successfully navigate American financial systems, manage limited resources, and embrace a healthy financial lifestyle. Curriculum centers around visual and experiential learning and teaches principals of banking, budgeting, paying bills on time, proper credit use, and savings. City Roots is Jericho Road's first-time homebuyer education program. This program is for both refugees and American-born adults.

Various programs focus on helping individuals gain assets and become self-sufficient, improving the health and safety and energy efficiency measures in their home, and helping to develop and improve local businesses. Directly offers opportunities for home ownership and education, energy conservation through weatherization assessment, and renovation services. Also offers financial services such as budgeting along with homeownership, credit, bankruptcy, and foreclosure counseling.

A not for profit HUD Approved Housing Counseling agency that provides pre- and post-purchase counseling, foreclosure prevention, and rental counseling to landlords and tenants. Offers the following programs: - First Time Homebuyers Program - Foreclosure Prevention - Home Equity Conversion Mortgage Counseling / Reverse Mortgage Counseling - Landlord Training - Rental Registry - Tenant Education - DHS Inspections

Provides free mortgage counseling, one on one education of mortgage process for first-time homebuyers, credit and income review, and assistance in obtaining pre-approval. Also offers advice about refinancing, anti-predatory lending education, post-purchase counseling, reverse mortgage counseling and default prevention education.

Offers home ownership classes in English and Spanish several times a year. Classes meet requirement for certain bank programs and ownership grant programs including those available through M&T Bank, HSBC Bank, Bank of America, and Jamestown Savings Bank.

Helps low and moderate income families with home buying assistance, through counseling, down payment, closing costs, etc.

Offers home buyer counseling to anyone who is buying a house for the first time or wants to get re-educated after a few years.

Provide education about the home buying process and wealth and asset building, enabling them to move toward a successful purchase of safe and affordable housing.

Offers housing counseling services and workshops on pre-purchase, post-purchase, reverse mortgages, rental, mortgage default/foreclosure prevention, as well as financial education focusing on budgeting, credit, banking, and goal setting. Counseling is provided at various locations.

Counsels families on how to avoid eviction and homelessness, improve landlord/tenant relations, and provides information about how to renegotiate mortgages and how to improve budgeting skills. Also offers first home buyers counseling, preclosure counseling and reverse mortgage counseling for seniors over 62 years.

Provide education about the home buying process and wealth and asset building, enabling them to move toward a successful purchase of safe and affordable housing.

Educates consumers on financial issues and provides personal assistance to consumers who have become overextended with debt. Also provides comprehensive housing counseling, pre-purchase home buyer education and mortgage delinquency counseling.

HUD backs mortgages made through approved lenders sells foreclosed homes hosts seminars funds counseling for first-time buyers done through various New York City and Long Island housing agencies and offers literature on home buying.

Offers financial counseling for homeowners who are facing default/foreclosures on a primary residence mortgage. Counselors work with the client and the mortgage to arrange a mutually agreeable and realistic payment plan, when possible.

Provides housing counseling for landlord/tenant-rights and responsibilities, rent payment increases and eviction situations, and mortgage counseling to homeowners. Pre-purchase, pre-rental and mortgage default counseling. Call. Appointment preferred.

Individual or group counseling to educate sonsumers with information pertaining to conventional and government assisted mortgages.

Provides one-on-one counseling and general education to either potential home buyers or existing homeowners at risk of losing their investment. Offers one-on-one pre and post purchase counseling, and workshops on a variety of topics including budget development, credit management, foreclosure prevention and financial literacy.

Provides outreach, crisis intervention, housing counseling, benefits advocacy, tenant/landlord mediation, representation in administration proceedings with government agencies, home ownership counseling and translation.

Offers a program that is only available to individuals and families that are currently in the mortgage process with a lender. Services include education and support program designed to assist first time home-buyers to overcome barriers to, and become prepared for, homeownership. Classes are offered over consecutive weeks, or one full day.

Provides housing counseling for landlord/tenant-rights and responsibilities, rent payment increases and eviction situations and mortgage counseling to homeowners. Pre-purchase, pre-rental and mortgage default predatory lending counseling. Call. Appointment required for some counseling.