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Focuses on helping individuals gain assets and become self-sufficient, improving the health and safety and energy efficiency measures in their home, and helping to develop and improve local businesses. Directly offers opportunities for home ownership and education, energy conservation through weatherization assessment, and renovation services. Also offers financial services such as budgeting along with homeownership, credit, bankruptcy, and foreclosure counseling.

Categories

Home Maintenance and Minor Repair Grants / Loans
Low Income Home Loans
Bankruptcy Assistance
Financial Assessment Tools
First Time Buyer Home Loans
Homebuyer / Home Purchase Counseling
USDA Rural Home Purchase Loan Programs
Mortgage Delinquency and Default Counseling
Weatherization Programs
Credit Counseling
Personal Financial Counseling
General Minor Home Repair Programs
* Offers a comprehensive homeownership program for potential homeowners that includes down payment and closing cost financial assistance, one-on-one financial counseling and home buyer education courses. Home Buyer Education classes for any potential homebuyer or current homeowner Offers up to $20,000 for down payment assistance and closing costs to those who live or work in the service area. Offers HUD-certified Counseling for homebuyers regardless of income, can help with mortgage qualifying and strategy including: credit, income, debt, etc.
*Assists low income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability.
  • Payment assistance is a type of subsidy that reduces the mortgage payment for a short time.
*Provides competitive financing for affordable multi-family rental housing for low income, elderly or disabled individuals and families in eligible rural areas.
* Assist with applying for veterans benefits from local, state, and federal agencies such as: Burial benefits. Education benefits. Non-service connected pension. Medals and Awards. Medical Benefits. Misplaced military documents. Service connected compensation. VA home loans. Pensions. Widows' death pension Service connected pension Non-service connected pension

Categories

Veteran/Military Health Insurance
Veteran Home Loans
Job Finding Assistance
Veteran Survivors Benefits
Veteran Compensation and Pension Benefits
Veteran Benefits Assistance
Veteran Burial Benefits
Life Insurance
Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Categories

Tax Foreclosure Assistance
Predatory Lending Assistance
Foreclosure Prevention Loan Modification/Refinancing Programs
Mortgage Delinquency and Default Counseling
Provides housing finance for homebuyers and renters.
Working in partnership with people in need to build and renovate decent, affordable housing.

Categories

Sweat Equity Programs
Handyworker Volunteer Opportunities
Carpentry Volunteer Opportunities
Planning/Coordinating/Advisory Groups
Electrician Volunteer Opportunities
Low Income Home Loans
Assists approved lenders in providing low- and moderate-income households to own adequate, modest, and sanitary dwellings as their primrary residnece in eligible rural areas. Eligible applicants may purchase or build in an eligible rural area with 100% financing.
Assists very low- and low-income individuals obtain housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability. Assistance amounty is determined by adjusted family income.
* Offers entitlement information counseling and assistance to veterans and their dependents on: Compensation, Pension, Burial and survivor benefits, medical, and hospital benefits. Employment. Home Loan. Life insurance for veterans. Upgrading and correction of military discharges. Applications for medals/awards. Administrative Hearing representation. Transportation to VA Hospitals (Primarily Syracuse) and Hearings. NYS Real Property Tax Exemption. NYS Blind Annuity.

Categories

Veteran Burial Benefits
Veteran/Military Health Insurance
Veteran Benefits Assistance
Veteran Home Loans
Veteran Survivors Benefits
Life Insurance
Assists first-time home buyers in financing new and existing one to four-family homes, condos and cooperatives. Purchase price and income limits. Low down payment, low interest rate, and conventional rate mortgage loans.

Categories

First Time Buyer Home Loans
Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Categories

Tax Foreclosure Assistance
Predatory Lending Assistance
Foreclosure Prevention Loan Modification/Refinancing Programs
Mortgage Delinquency and Default Counseling
Working in partnership with people in need to build and renovate decent, affordable housing.

Categories

Handyworker Volunteer Opportunities
Low Income Home Loans
Electrician Volunteer Opportunities
Planning/Coordinating/Advisory Groups
Sweat Equity Programs
Fundraising Volunteer Opportunities
Carpentry Volunteer Opportunities
Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Categories

Tax Foreclosure Assistance
Predatory Lending Assistance
Foreclosure Prevention Loan Modification/Refinancing Programs
Mortgage Delinquency and Default Counseling
Provides financial assistance to families buying a home in Jefferson County.

Categories

First Time Buyer Home Loans
Housing Down Payment Loans/Grants
Provides help to homeowners to avoid foreclosure.

Categories

Mortgage Payment Assistance
Foreclosure Prevention Loan Modification/Refinancing Programs
Working in partnership with people in need to build and renovate decent, affordable housing.

Categories

Handyworker Volunteer Opportunities
Low Income Home Loans
Planning/Coordinating/Advisory Groups
Roofing Volunteer Opportunities
Debris Removal Volunteer Opportunities
Sweat Equity Programs
Carpentry Volunteer Opportunities
Volunteer Recruitment/Coordination Volunteer Opportunities
Plumbing Volunteer Opportunities
Electrician Volunteer Opportunities
* Offers the Home Ownership Program (HOP)* Offers Financial Fitness* Offers an 8 hour class in preparation for first home purchase, online or in person.* Offers post-purchase classes for homeowners

Categories

First Time Buyer Home Loans
Financial Assessment Tools
Housing Counseling
Offers first mortgages to qualified first-time buyers looking to purchase a home in Onondaga County. Mortgages can be coupled with $5,000 in down payment and closing cost assistance if home buyer is eligible.
Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Categories

Mortgage Delinquency and Default Counseling
Home Purchase / Mortgage Refinance Loans
Predatory Lending Assistance
Tax Foreclosure Assistance
Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Categories

Mortgage Delinquency and Default Counseling
Home Purchase / Mortgage Refinance Loans
Predatory Lending Assistance
Tax Foreclosure Assistance
A comprehensive homeownership program for hopeful homeowners that includes down payment and closing cost financial assistance, one‐on‐one financial counseling and homebuyer education courses.

Categories

First Time Buyer Home Loans
Homebuyer / Home Purchase Counseling
Provides HUD approved educational programs, grants for modest income individuals and families to purchase their first home. Assistance may also be available to income qualified homeowners to make home repairs. Operates 52 rental units for modest income families. Also provides outreach, including foreclosure counseling.

Categories

Home Rehabilitation Programs
Low Income Home Loans
Homebuyer / Home Purchase Counseling
Low Income / Subsidized Private Rental Housing
Mortgage Delinquency and Default Counseling
First Time Buyer Home Loans
Provide assistance for veterans who are having difficulty understanding and/or obtaining the full benefits and services to which they are entitled by law based on service to their country.

Categories

Veteran Reintegration Counseling
Property Tax Exemption Information
Veteran Education Benefits
Veteran Home Loans
Military Transition Assistance Programs
Veteran Benefits Assistance
Veteran Compensation and Pension Benefits
Veteran Life Insurance
Veteran Burial Benefits
Provides subsidized rental assistance, first time home buyers incentive programs, fair housing opportunities and facilitates the housing discrimination complaint process. Provides home ownership assistance for low-moderate income families, offers senior housing information and aid with reverse mortgages, nursing home and hospital assistance, counseling for home buyers, homeowners and tenants, home rehabilitation funds and block grants to communities for economic development and job creation, lead based paint abatement, and Indian housing information.

Categories

Housing Discrimination Assistance
Homebuyer / Home Purchase Counseling
Reverse Mortgage Programs
First Time Buyer Home Loans
Senior Housing Information and Referral
Home Rehabilitation Programs