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Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

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Foreclosure Prevention Loan Modification/Refinancing Programs
Predatory Lending Assistance
Tax Foreclosure Assistance
Mortgage Delinquency and Default Counseling
Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Categories

Foreclosure Prevention Loan Modification/Refinancing Programs
Predatory Lending Assistance
Tax Foreclosure Assistance
Mortgage Delinquency and Default Counseling
Assists first-time home buyers in financing new and existing one to four-family homes, condos and cooperatives. Purchase price and income limits. Low down payment, low interest rate, and conventional rate mortgage loans.

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First Time Buyer Home Loans
Assists very low- and low-income individuals obtain housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability. Assistance amounty is determined by adjusted family income.
Offers first mortgages to qualified first-time buyers looking to purchase a home in Onondaga County. Mortgages can be coupled with $5,000 in down payment and closing cost assistance if home buyer is eligible.
* Offers the Home Ownership Program (HOP)* Offers Financial Fitness* Offers an 8 hour class in preparation for first home purchase, online or in person.* Offers post-purchase classes for homeowners

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Housing Counseling
First Time Buyer Home Loans
Financial Assessment Tools
Provides assistance to first-time home buyers with low to moderate incomes for the purchase of modest existing single-family homes. Offers homeownership education and counseling.

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First Time Buyer Home Loans
Homebuyer/Home Purchase Counseling
HUD Approved Counseling Agencies
Housing Down Payment Loans/Grants
Provides legal aid assistance to low-income individuals in civil cases ONLY, regarding housing, eviction, utility shut-offs, foreclosure defense, public benefits including public assistance, SNAP/food stamps, Medicaid, Social Security and SSI, unemployment insurance benefit, wills, power or attorney/health care proxies.

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Legal Counseling
Life Care Planning
Foreclosure Prevention Loan Modification/Refinancing Programs
General Legal Aid
Provides housing finance for homebuyers and renters.

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Low Income Home Loans
Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants / Loans
Rural Economic Development
USDA Rural Home Purchase Loan Programs

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Low Income Home Loans
Specialized Information and Referral
Mortgage Delinquency and Default Counseling
Weatherization Programs
Home Repair Training
Neighborhood Watch Programs
Home Rehabilitation Programs
A network of over 85 housing counseling and legal services organizations across the state that provide free, qualified mortgage assistance relief services to homeowners. HOPP representatives can connect New Yorkers to high-quality counseling or legal services all over New York State. The HOPP Program is designed to ensure that no family in New York State ever loses their home because they do not have access to a lawyer or qualified housing counselor. Services include: - Assistance with applying for a loan modification, or other types of loss mitigation - Direct representation in court proceedings, including settlement conferences - Homeownership counseling Operates HomeownerHelpNY (https://homeownerhelpny.org/), an online service that provides New Yorkers with the tools and support to avoid foreclosure and/or scams, and to help them find qualified mortgage assistance relief services from the HOPP network. HomeownerHelpNY is a collaboration between the New York State Attorney General Office and the Center for NYC Neighborhoods, a non-profit committed to protecting and preserving affordable homeownership.

Categories

Foreclosure Prevention Loan Modification / Refinancing Programs
Legal Representation
Mortgage Delinquency and Default Counseling
Homebuyer / Home Purchase Counseling
Provides counseling to seniors and their families on ways to unlock the equity in their homes and convert it into monthly income and/or a line of credit.

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Home Purchase / Mortgage Refinance Loans
The HOPP (Homeowners Protection Program) approved counseling agency offers any individual facing home foreclosure information, advice and assistance with the loan modification process, pre-foreclosure and foreclosure procedures.

Categories

Foreclosure Prevention Loan Modification / Refinancing Programs
Mortgage Delinquency and Default Counseling
Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Categories

Tax Foreclosure Assistance
Predatory Lending Assistance
Home Purchase / Mortgage Refinance Loans
Mortgage Delinquency and Default Counseling
Provides qualifying U.S. military veterans with special loans or grants to buy their first home or move to a different home.

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Housing Down Payment Loans / Grants
Home Purchase / Mortgage Refinance Loans
Provides financing and programs designed for first-time low and moderate income home buyers in New York State. Partners with approved participating mortgage lenders across the state to offer 30 year, competitive, fixed rate mortgages with special features to help low and moderate income New Yorkers become homeowners. Enables active duty U.S. military personnel to buy their first home or move to a different home through the Homes for Veterans Program. Offers down payment assistance in conjunction with SONYMA financing.

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Subsidized Home Acquisition
Homebuyer / Home Purchase Counseling
Low Income Home Loans
Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Categories

Tax Foreclosure Assistance
Predatory Lending Assistance
Home Purchase / Mortgage Refinance Loans
Mortgage Delinquency and Default Counseling

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Neighborhood Revitalization
Mortgage Delinquency and Default Counseling
Small Business Development
Home Maintenance and Minor Repair Services
Workshops / Symposiums
Home Maintenance and Minor Repair Grants / Loans
Low Income Home Loans
Provides qualified first time homebuyers with down payment assistance. The assistance provided will be up to $30,000 for eligible applicants to assist with down payment toward the purchase of an owner-occupied, pre-existing or newly constructed single family residence, condominium, co-operative apartment (Co-op) or manufactured home. Manufactured homes must be placed on real property owned or to be owned by the purchaser, located within the Suffolk County Consortium, which includes all of Suffolk County except the Townships of Islip, Babylon and Brookhaven. Applications are accepted through April 1, 2025. Applications available online at https://scdownpayment.com/. Call for detailed information regarding eligibility criteria.
Operates programs to benefit veterans and members of their families. Benefits include compensation payments for disabilities or death related to military service, pensions, education and training, home loan, burial and a medical care program incorporating nursing homes, clinics, and medical centers. Comprised of three organizations that administer veterans programs: the Veterans Health Administration, the Veterans Benefits Administration, and the National Cemetery Administration. Website access for resource and information.

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Burial Benefits
Home Purchase / Mortgage Refinance Loans
Veteran Compensation and Pension Benefits
Educational Benefits
Offers Nassau and Suffolk County residents information on first time home buying, down payments, closing cost assistance, competitive first time homebuyer mortgage products, and tips on how to negotiate with a seller. Call for additional information.

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Housing Down Payment Loans / Grants
Homebuyer / Home Purchase Counseling
First Time Buyer Home Loans
Offers 2 revolving loan products to help struggling homeowners. Home Save: Provides loans to homeowners to provide capital to bring unpaid mortgage payments current in order to prevent foreclosure. Better Home: Provides loans to homeowners to do needed repairs or renovations on the home they own or plan to purchase.

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Home Purchase / Mortgage Refinance Loans
Home Rehabilitation Loans
Offers financial counseling for homeowners who are facing default/foreclosures on a primary residence mortgage. Counselors work with the client and the mortgage to arrange a mutually agreeable and realistic payment plan, when possible.

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Mortgage Delinquency and Default Counseling
HUD Approved Counseling Agencies
Foreclosure Prevention Loan Modification / Refinancing Programs
Homebuyer / Home Purchase Counseling
Assists in the prevention of foreclosure for homeowners at risk and in default.Housing counselors help homeowners by renewing their options available,which may include loan modifications, repayment plans, forbearance, or short sale.

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Mortgage Delinquency and Default Counseling
Foreclosure Prevention Loan Modification / Refinancing Programs