* Builds or renovates houses in partnership with low-income families and sell the houses to qualified people with need at no profit. Funds and building materials are donated by individuals, churches and other organizations.

* Build or renovate houses in partnership with low-income families and sell the houses to the people at no profit and no interest. Funds and building materials are given by individuals, churches, and other organizations.

* Builds or renovates houses in partnership with low-income families and sells the houses to the people at no profit and no interest.* Receives funds and building materials from individuals, churches, and other organizations.

Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

The New York State HOME Program uses federal funds to expand the supply of decent, safe, and affordable housing within the State. The HOME Program funds a variety of activities through partnerships with counties, towns, cities, villages, private developers, and community-based non-profit housing organizations. The program provides funds to acquire, rehabilitate, or construct housing, or to provide assistance to low-income home-buyers and renters.

Helps homeowners make repairs to their homes with construction costs of up to a maximum of $50,000 via an interest free loan. Repayment periods are no more than 15 years. Work includes removal of housing code violations, heating, plumbing and electrical repairs, exterior and interior renovations and remodeling.

Helps meet the housing needs of low and moderate-income residents and assists with other services that improve the quality of life for those residents. Also assists the community with programs that seek to curtail blight, promote economic and job opportunities and maintains and restores neighborhoods and downtown business districts.

Offers low cost, patient "gap" financing to private and non-profit developers of affordable housing developments in the Lower Hudson Valley. Financing can be used to cover pre-development expenses, construction gaps, bridge loans and other needs. Smaller feasibility loans are also available in Westchester.

Provides deferred, no interest loans to qualified homeowners for home improvements.

Works very closely with the 12 participating municipalities and various non-profit agencies to develop an Annual Action Plan for use of block grant funds, a multi-year Consolidated Plan, as well as affordable housing and community development projects which meet the needs of each member community. Citizen input is very important in this process. Public hearings are held in each municipality during September, October and November of each program year. Citizens are invited to request funding for eligible activities at the hearings. Once the hearings have been held, the towns and villages decide which projects are to be funded and the County prepares the application for submittal to HUD. The Community Development Office manages the implementation of approximately 250 active projects throughout Suffolk County on an annual basis. Projects include construction and rehabilitation of community parks, streets, sidewalks, community and senior centers, public services, water main installations, handicap accessibility, housing rehabilitation and downtown revitalization. Call for specific details.

Working closely with Economic Development and Planning Divisions, the Division of Real Estate is responsible for acquiring, maintaining and disposing of all County real property; providing services related to real property for the executive, administrative and legislative branches of County government; generating revenues for the County; and controlling expenses pertaining to the maintenance of County-owned property. The Division also supports the County’s Affordable Housing programs, Community Development programs and the Suffolk County Landbank. The division is comprised of the following units: Real Property Acquisition and Management; Affordable and Workforce Housing; Auction and Direct Sales and Request For Qualifications. Call for detailed services offered.

Rehab Loan Programs for owner occupants includes the Target Streets Rehab Initiative, Fifty-Fifty Program, and Emergency Assistance Program. Funds are available as full conditional grants, partial conditional grants, and no interest loans, based on applicant household income. First-time Homebuyer Programs: 1.) Downpayment Assistance: Enables many first-time homebuyers earning less than 80 percent of their community's median income to purchase their first home. Program provides funding up to a maximum of $5,000 to assist with down payment and closing cost expenses associated with the purchase. 2.) Homegrown Homeownership: Purchase and rehab assistance for eligible buyers purchasing a home from the City of Buffalo, Division of Real Estate. 3.) New builds or rehabilitated houses for sale from funded partners, depending on availability. Rental Development Program finances affordable rental developments so as to create additional affordable quality rental units in Buffalo.

Assists low and moderate-income residents of the Town of Islip with housing and public service programs and eliminates blighted and deteriorated conditions in the Town's neighborhoods and commercial districts. Programs include housing rehabilitation for low income Islip homeowners, affordable housing for prospective first time homebuyers, commercial storefront improvements in downtown target areas, and promoting energy efficiency for all Islip homeowners. The entire township of Islip is eligible for most programs, with other programs targeted to downtown target areas in Bay Shore, Brentwood and Central Islip.

* Offers housing counseling for individuals and families, first-time home-buyers.* Owns apartments for low and moderate-income residents, persons with developmental disabilities, and older adults.* L2P Westside consists of single-family houses for rent with the opportunity to purchase the home in the future. Rental units are managed by Christopher Community, Inc.

FWAC owns and operates affordable 1-, 2-, 3- and 4-bedroom housing units throughout First Ward area. Utilities not included.

The Manufactured Housing Replacement Program (MHRP) is designed to serve those with the greatest of need and lowest of income as its primary focus. The goal is to undertake actions in the replacement of dilapidated pre-1976 mobile homes or post-1976 manufactured homes with serious structural and systematic deficiencies with new Energy Star qualified manufactured homes. The program will fund the site work and purchase of an Energy Star rated manufactured homes.