Provides assistance to enrolled members of the Seneca Nation of Indians in emergency situations (i.e. loss of income, disability, loss of home etc.). These services include Minor Home Repair, Emergency Food from Pantry, and Home Energy Assistance Program (HEAP) applications.

Loans and grants are available to very low income rural residents who own and occupy a dwelling in need of repairs. Funds are available for repairs to improve or modernize a home or to remove health and safety hazards. Loans are at 1% and may be repaid over a 20-year period. Grant funds are used to make repairs/improvements to make the dwelling more safe and sanitary, more accessible, or to remove health and safety hazards. Loan funds can be used for more various purposes.

Provides loans to Buffalo and Erie County landlords to make emergency repairs or address code violations at their rental properties, including repairs related to windows and doors, furnace and electrical issues, sewer and plumbing issues, lead paint hazards, and more. Loans are available up to $25,000.00 at a current rate of 8.99% for qualified applicants.

A loan program designed to assist low and moderate income homeowners to make necessary repairs to their property.

Provides financial assistance for homeowners to make essential repairs to their homes, including essential handicapped accessibility work.

Provides loans for homeowners in Erie County to make health and safety repairs to their homes. Eligible repairs include but are not limited to furnace and electrical repairs, repairs to address sewer/plumbing emergencies, and lead paint remediation. Program is funded by ECDSS, and loans are serviced by Home HeadQuarters, a non-profit, certified Community Development Financial Institution.

Provides eligible homeowners with a free energy assessment or energy audit. Assessments are conducted by a participating home performance contractor. Helps homeowners and renters of 1-4 unit family homes by providing a means to affordable energy efficient improvements and upgrades. Common work includes adding insulation, reducing drafts, and repairing or upgrading heating systems. Energy upgrades are eligible for low cost, low interest loans and incentives for income-eligible households. Income eligible households are eligible to receive a discount covering 50% of the cost of eligible energy efficiency improvements up to $4,000 per project for single-family homes. 2-4 unit residential homes with income-eligible residents may qualify for a discount of up to $8,000.

Provides homeowners in Buffalo and throughout Erie County with loans of up to $20,000 for home improvements and repairs. Loans are secured with a mortgage, have a simple 5.49% fixed interest rate, and are payable over the course of seven (7) years. Loan can be combined with other programs. The home repaired must be the homeowners' primary residence. The homeowner chooses the contractor for their home improvements/repairs, but the contractor must be insured and have proper certification.

A comprehensive housing mobility program that assists participants in the Housing Choice Voucher (HCV) program with children move to designated opportunity areas of their choice in Erie and Niagara Counties. These areas have lower rates of poverty, violent crime, and unemployment, along with higher school rankings for a better quality of life for families. Mobility Coaches assist with finding housing in a well-resourced area, work with participants to develop family, vocational, and/or educational goals, and link participants with community resources to help them to meet these goals. MMP provides comprehensive support to tenants participating in the housing mobility program described above through the following secondary services: - Financial assistance for moving expenses and security deposit for housing in designated opportunity areas - One-hour workshops on housing search techniques, tenant rights and responsibilities, and basic financial skills - Individual mobility counseling and support throughout the housing search process - Assistance with completing the lease application and other required paperwork, as well as negotiations with the landlord - Post-move support and check-ins provided by the mobility counselor - Landlord/tenant liaison services and mediation services to resolve landlord-tenant conflicts Grants of up to $5,000 are available to participating landlords for rental property improvements.

* Provides grant assistance to low-income homeowners who are experiencing critical and safety home repairs. Assists with a wide range of repairs, including: Rehabilitation, accessibility and modification services. Hot water heaters. Furnaces. Roofs. Electrical work. Bathroom and kitchen repairs. Services for seniors, veterans, and individuals with disabilities.* All services and programs subject to availability of funding.

Through the City of Buffalo's Emergency Assistance Loan Programs and 50/50 Loan Program, loan funds are available to assist homeowners in need of making health and safety repairs, addressing building code violations, and making emergency repairs to leaking roofs, sewer line breaks, broken hot water tanks, inoperable furnaces, and faulty electrical service. Heart of the City Neighborhoods is able to assist homeowners in the West Side, Upper West Side, Lower West Side, Elmwood-Bidwell, Elmwood-Bryant, Allentown, Central, Masten Park, MLK Park, Hamlin Park, and Pratt Willert Planning Neighborhoods with applications. If you live in a different neighborhood, please contact the office to be referred to the organization that can assist you. You can also use this online tool to find the housing organization that serves your neighborhood: https://data.buffalony.gov/stories/s/8vh4-7acw

Provides funds available as full conditional grants, partial conditional grants, and no interest loans, based on applicant household income. The Buffalo Urban Renewal Agency (BURA) provides financial assistance to eligible homeowners in the City of Buffalo to support critical home repairs and improvements. This funding is designed to help preserve housing, improve living conditions, and promote neighborhood stability. Assistance is offered in the form of: - Full Conditional Grants – No repayment required if program terms are met. - Partial Conditional Grants – A portion may be forgiven, with the rest repaid under specific terms. - Zero-Interest Loans – Affordable loans with no interest and flexible repayment options. The type and amount of assistance available is based on several factors, including household income, property eligibility, and the specific requirements of the funding source. Priority is often given to low- to moderate-income residents and repairs that address health and safety concerns. Interested homeowners are encouraged to apply or contact BURA to learn more about current funding availability, eligibility criteria, and application procedures. 1.) Down Payment/Closing Cost Assistance Program Funding is available to assist first-time home-buyers with meeting closing costs and down payment expenses attributable to the purchase of a single-family home. Loan funds are provided at no interest as a conditional grant. No monthly or annual payments are required, but the amount provided must be repaid if the property is sold within the five-year regulatory period. 2.) Emergency Loan Assistance Program Funds repairs of a verified emergency condition such as an inoperable furnace, faulty electrical service, broken hot water tank, or break in the main water or sewer line. Loan funds are provided at no interest and partial conditional grants are available for all eligible applicants. The amount to be repaid will be based on household income. 3.) Owner-occupied Home Repair Program Funding from the City of Buffalo, NYS Housing and Community Renewal, and Affordable Housing Corporation is providing low-income homeowners with dollars to help with home repairs and make them more energy efficient. 4.) Target Focus Area Program Funds for code-related repairs are available to owner-occupant households who reside on Target streets. Loan funds are provided at no interest and partial conditional grants are available for all eligible applicants. The amount to be repaid will be based on household income. 5.) Roof Program Funds are available for repair of a severely deteriorated roof where water infiltration into the habitable area has been verified. 6.) 50/50 Program 50/50 Rehab Program offers income-eligible homeowners grants to fund up to 50% of their project cost in order to make needed home repairs. 7.) Vacant Rental Program (VRP) This program is designed to help rental property owners transform vacant, uninhabitable units into safe, high-quality, and affordable long-term rental homes within the City of Buffalo. 8.) Accessory Dwelling Unit Program (ADU) This program offers construction costs to build an Accessory Dwelling Unit. ADUs are small, self-contained living spaces usually made by converting an attic or basement, providing a flexible and affordable housing solution for family members or renters. This funding is available to property owners within the City of Buffalo who’s income falls below 120% AMI.

* Provides funds to make emergency repairs.

The New York State Affordable Housing Corporation (AHC) creates homeownership opportunities for low- and moderate-income families by providing grants to governmental, not-for-profit and charitable organizations to help subsidize the cost of newly constructed houses and the renovation of existing housing. City of Binghamton607-772-7240www.cityofbinghamton.comBroome County - Home Improvement Delaware Opportunities Inc.607-746-1605https://delawareopportunities.orgDelaware County - Home Improvement, Acquisition/Rehabilitation Greater Opportunities for Broome & Chenango, Inc.607-334-7114www.ofcinc.orgBroome and Chenango County - Acquisition/Rehabilitation, Home Improvement Habitat for Humanity NYS607-748-4138www.habitatnys.orgBroome County - Acquisition/Rehabilitation, New Construction Ithaca Neighborhood Housing Services, Inc.607-277-4500www.ithacanhs.orgTioga County - Home Improvement, Acquisition/Rehab Tioga Opportunities Inc.607-687-4222https://tiogaopp.orgBroome and Tioga County - Home Improvement

Provides home improvement grants of up to $1500-$3000 income eligible City of Syracuse homeowners for minor exterior home repairs.

Necessary home repairs through grants to low income families, seniors, veterans and persons with disabilities for owner-occupied single-family homes. Distributed on a first-come, first-served basis. Does Not Cover Cortland County Residents Access to Home grant: helps frail elderly and people with disabilities make exterior and interior modifications to their homes, e.g., installation of ramps, lifts, handrails, expanded doorways for wheelchairs or walkers and adaptive modifications to kitchens and bathrooms. These grants are available to mobile home owners even if they do not own the property on which the home sits. Home grant: No age restrictions; covers a home's interior and exterior. Property is inspected; work is put out to bid to contractors on the approved contractor's list. Lengthy process, but homeowner rarely needs to pay anything. Also covers mobile home replacements for families who own the property on which their current mobile home sits. Gross annual income limits, depend on household size. Affordable Housing Corporation grant: No age restrictions. Bishop Sheen pays 60% of the cost of one major repair; homeowner or another agency pays the remaining 40%. Open to mobile home owners if they own the property on which the home sits.

Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

Provides funds for single family, owner occupied homes to help with repairs for health and safety issues. Typical repairs may include roofs, furnaces, plumbing, electrical, hot water tanks, and accessibility for persons with disabilities and frail elderly.

Provides up to $1,000 to South End homeowners for maintenance.

A NYS program that helps low- and moderate-income homeowners pay for critical repairs. To qualify, a household's total income must be below 80% of the area median income. Homeowners who qualify can receive up to $40,000 per household to cover the costs of repairs such as:ADA improvementsRoof repairsAddressing code violationsUtility upgradesMold remediationInstalling safety featuresAccessibility modificationsStructural repairs

Provides grants of up to $15,000 to people ages 62 years and older and people with disabilities to help with health- and safety-related home repairs.

Offers:Home Repair ProgramsManufactured Home Replacement ProgramsHome Ownership Programs