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* Provides grant assistance to low-income homeowners who are experiencing critical and safety home repairs. Assists with a wide range of repairs, including: Rehabilitation, accessibility and modification services. Hot water heaters. Furnaces. Roofs. Electrical work. Bathroom and kitchen repairs. Services for seniors, veterans, and individuals with disabilities.* All services and programs subject to availability of funding.

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Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Grants
Provides up to $1,000 to South End homeowners for maintenance.

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Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants / Loans
Housing Down Payment Loans / Grants
Mortgage Delinquency and Default Counseling
Homebuyer / Home Purchase Counseling

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USDA Rural Home Purchase Loan Programs
Low Income Home Loans
Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants / Loans
Rural Economic Development
Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

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HUD Management Companies
Home Rehabilitation Loans
Home Maintenance and Minor Repair Grants/Loans
Affordable Housing Development Incentives
First Time Buyer Home Loans
Homebuyer/Home Purchase Counseling
HUD Approved Counseling Agencies
Low Cost for Sale Homes/Housing Units
Offers:Home Repair ProgramsManufactured Home Replacement ProgramsHome Ownership Programs

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Home Maintenance and Minor Repair Grants/Loans
General Minor Home Repair Programs
Necessary home repairs through grants to low income families, seniors, veterans and persons with disabilities for owner-occupied single-family homes. Distributed on a first-come, first-served basis. Does Not Cover Cortland County Residents Access to Home grant: helps frail elderly and people with disabilities make exterior and interior modifications to their homes, e.g., installation of ramps, lifts, handrails, expanded doorways for wheelchairs or walkers and adaptive modifications to kitchens and bathrooms. These grants are available to mobile home owners even if they do not own the property on which the home sits. Home grant: No age restrictions; covers a home's interior and exterior. Property is inspected; work is put out to bid to contractors on the approved contractor's list. Lengthy process, but homeowner rarely needs to pay anything. Also covers mobile home replacements for families who own the property on which their current mobile home sits. Gross annual income limits, depend on household size. Affordable Housing Corporation grant: No age restrictions. Bishop Sheen pays 60% of the cost of one major repair; homeowner or another agency pays the remaining 40%. Open to mobile home owners if they own the property on which the home sits.

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Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Programs
A NYS program that helps low- and moderate-income homeowners pay for critical repairs. To qualify, a household's total income must be below 80% of the area median income. Homeowners who qualify can receive up to $40,000 per household to cover the costs of repairs such as:ADA improvementsRoof repairsAddressing code violationsUtility upgradesMold remediationInstalling safety featuresAccessibility modificationsStructural repairs

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Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Grants
Roof Maintenance/Repair
Ramp Construction Services
Mold Abatement
Provides grants of up to $15,000 to people ages 62 years and older and people with disabilities to help with health- and safety-related home repairs.

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Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Grants
Provides funds for single family, owner occupied homes to help with repairs for health and safety issues. Typical repairs may include roofs, furnaces, plumbing, electrical, hot water tanks, and accessibility for persons with disabilities and frail elderly.

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Home Maintenance and Minor Repair Grants / Loans
Home Barrier Removal Grants
Home Rehabilitation Programs
Provides financial assistance for homeowners to make essential repairs to their homes, including essential handicapped accessibility work.

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Home Maintenance and Minor Repair Grants / Loans
Home Barrier Removal Grants
Home Rehabilitation Programs
* Provides funds to make emergency repairs.

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Home Maintenance and Minor Repair Grants/Loans

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Homebuyer / Home Purchase Counseling
Rural Housing Development
Community Gardening
Home Maintenance and Minor Repair Grants / Loans
Home Rehabilitation Programs
A federal agency working to help improve the economy and quality of life in rural areas. Helps rural residents buy or rent safe, affordable housing and make health and safety repairs to their homes. Programs include Single Family Housing Guaranteed Loan Program, Single Family Housing Direct Home Loans, and Single Family Housing Repair Loans & Grants. Offers loans, grants, and loan guarantees to help create jobs and support economic development and essential services such as housing; health care; first responder services and equipment; and water, electric, and communications infrastructure. Promotes economic development by supporting loans to businesses through banks, credit unions, and community-managed lending pools. Offers technical assistance and information to help agricultural producers and cooperatives get started and improve the effectiveness of their operations. Provides technical assistance to help communities undertake community empowerment programs.

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Rural Economic Development
USDA Rural Home Purchase Loan Programs
Home Maintenance and Minor Repair Grants / Loans
Home Rehabilitation Programs
Low Income Home Loans
A comprehensive housing mobility program that assists participants in the Housing Choice Voucher (HCV) program with children move to designated opportunity areas of their choice in Erie and Niagara Counties. These areas have lower rates of poverty, violent crime, and unemployment, along with higher school rankings for a better quality of life for families. Mobility Coaches assist with finding housing in a well-resourced area, work with participants to develop family, vocational, and/or educational goals, and link participants with community resources to help them to meet these goals. MMP provides comprehensive support to tenants participating in the housing mobility program described above through the following secondary services: - Financial assistance for moving expenses and security deposit for housing in designated opportunity areas - One-hour workshops on housing search techniques, tenant rights and responsibilities, and basic financial skills - Individual mobility counseling and support throughout the housing search process - Assistance with completing the lease application and other required paperwork, as well as negotiations with the landlord - Post-move support and check-ins provided by the mobility counselor - Landlord/tenant liaison services and mediation services to resolve landlord-tenant conflicts Grants of up to $5,000 are available to participating landlords for rental property improvements.

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Housing Search Assistance
Home Maintenance and Minor Repair Grants / Loans
Focuses on helping individuals gain assets and become self-sufficient, improving the health and safety and energy efficiency measures in their home, and helping to develop and improve local businesses. Directly offers opportunities for home ownership and education, energy conservation through weatherization assessment, and renovation services. Also offers financial services such as budgeting along with homeownership, credit, bankruptcy, and foreclosure counseling.

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USDA Rural Home Purchase Loan Programs
Homebuyer / Home Purchase Counseling
Mortgage Delinquency and Default Counseling
Weatherization Programs
First Time Buyer Home Loans
Financial Assessment Tools
Bankruptcy Assistance
Personal Financial Counseling
Credit Counseling
General Minor Home Repair Programs
Home Maintenance and Minor Repair Grants / Loans
Low Income Home Loans
A loan program designed to assist low and moderate income homeowners to make necessary repairs to their property.
Offers several programs to assist with housing needs. Emergency Assistance Program: Intended to address emergency situations such as utility service interruption (plumbing, heating, electrical) and the repair of specific house systems that are in poor or dangerous condition (roof, chimney). Conditions noted with each request for emergency assistance will be verified by a representative of the Office of Strategic Planning. Property must be well maintained and structurally sound. 50/50 Program: Offers a conditional grant for low-income first-time home buyers who are purchasing an existing one or two bedroom home in need of rehabilitation in the City of Buffalo. Grant is to assist in the rehabilitation of the home being purchased, amounting to one half of the rehabilitation cost up to a maximum of $25,000. City funds are used to match private financing for renovations to bring the property into compliance with local standards and lead-based paint hazard reduction requirements. Weatherization Program: Offers funds, up to $5,000 per structure, to assist homeowners in the City of Buffalo to make their homes more energy efficient and protected from the elements. Eligible expenses through this program include weather-stripping and caulking of doors and windows; cleaning, testing, and repairs of heating systems; adding insulation to walls and ceilings; and minor repairs as needed. Program is available city-wide to income-eligible owner occupants who meet program application guidelines. Down Payment & Closing Cost Assistance Program: Provides financial assistance to low and moderate income first-time homebuyers for closing costs related to the purchase of their first home. Funds are provided as an interest-free conditional grant/loan with a five-year term that is secured by a second mortgage on the property. Home Repair Program (currently unavailable until further notice): Offers housing repairs such as replacing windows, doors, furnaces, and hot water tanks. Program is available to income-eligible owner occupants who meet program application guidelines. Targets 20 owner-occupied homes for critical home repairs in the 14214, 14215, and 14216 zip codes of the City of Buffalo.

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Roof Maintenance / Repair
Weatherization Programs
Plumbing Maintenance / Repair
General Minor Home Repair Programs
Lead Abatement
Home Maintenance and Minor Repair Grants / Loans
Home Rehabilitation Programs
Housing Down Payment Loans / Grants

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Mortgage Delinquency and Default Counseling
Low Income Home Loans
Home Maintenance and Minor Repair Grants / Loans
Workshops / Symposiums
Home Maintenance and Minor Repair Services
Small Business Development
Neighborhood Revitalization

Home repairs.

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Home Maintenance and Minor Repair Grants/Loans
Assists eligible individuals in a crisis by issuing one-time, non-recurring payments to meet emergency situations. The unit may assist with security agreements to landlords, extermination fees, moving or storage expenses, and utility arrears payments to avoid shut-offs or to restore service. Financial assistance is made in the form of a loan for utility shut-off, evictions, moving/storage expenses, property repair, rental assistance, mortgage assistance, and foreclosure. A security agreement is provided to landlords instead of a security deposit. Emergency and immediate needs assisted include: - Shelter Arrears - Utility Arrears - Security Agreements - Moving Assistance / Storage Assistance - Water Arrears (only for clients who are in danger of having their water shut off) - Stoves/Fridges/Household Establishments of Furniture (for Households not receiving Temporary Assistance) - Essential Property Repair for Homeowners (pending a health evaluation/inspection to confirm that the issue in need of repair poses a hazard to the residents' health) - Extermination - Grants of Assistance for Guide Dogs - Enhanced Shelter Allowance Determination for Temporary Assistance Recipients - SSI Check Replacement

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Moving Expense Assistance
Undesignated Temporary Financial Assistance
Home Maintenance and Minor Repair Grants / Loans
Household Goods Storage
Mortgage Payment Assistance
Rental Deposit Assistance
Heating Fuel Payment Assistance
Water Service Payment Assistance
Service Animal Purchase Assistance
Electric Service Payment Assistance
Rent Payment Assistance
Gas Service Payment Assistance
single family mortgages for new or existing homes for very low to moderate income households in rural areas home repair loans and grants for very low-income applicants unable to obtain credit from traditional lending facilities; mobile home owners must own the land on which the home sits to improve or modernize a home, make it safer or more sanitary, remove health and safety hazard community loans and grants for water and sewer, fire halls, fire trucks/ambulances; day care centers, community-based centers, town halls, libraries rural business enterprise grants housing preservation grants elderly and family housing complexes for low-income residents business and industrial loans

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Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants/Loans
USDA Rural Home Purchase Loan Programs
Provides home improvement grants of up to $1500-$3000 income eligible City of Syracuse homeowners for minor exterior home repairs.
Various programs focus on helping individuals gain assets and become self-sufficient, improving the health and safety and energy efficiency measures in their home, and helping to develop and improve local businesses. Directly offers opportunities for home ownership and education, energy conservation through weatherization assessment, and renovation services. Also offers financial services such as budgeting along with homeownership, credit, bankruptcy, and foreclosure counseling.

Categories

Homebuyer / Home Purchase Counseling
USDA Rural Home Purchase Loan Programs
Mortgage Delinquency and Default Counseling
Weatherization Programs
First Time Buyer Home Loans
Financial Assessment Tools
Bankruptcy Assistance
Personal Financial Counseling
Credit Counseling
General Minor Home Repair Programs
Home Maintenance and Minor Repair Grants / Loans
Low Income Home Loans
Provides eligible homeowners with a free energy assessment or energy audit. Assessments are conducted by a participating home performance contractor. Helps homeowners and renters of 1-4 unit family homes by providing a means to affordable energy efficient improvements and upgrades. Common work includes adding insulation, reducing drafts, and repairing or upgrading heating systems. Energy upgrades are eligible for low cost, low interest loans and incentives for income-eligible households. Income eligible households are eligible to receive a discount covering 50% of the cost of eligible energy efficiency improvements up to $4,000 per project for single-family homes. 2-4 unit residential homes with income-eligible residents may qualify for a discount of up to $8,000.

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Home Maintenance and Minor Repair Grants / Loans
Residential Energy / Water Conservation Systems / Devices
Weatherization Programs
Energy Conservation