Necessary home repairs through grants to low income families, seniors, veterans and persons with disabilities for owner-occupied single-family homes. Distributed on a first-come, first-served basis. Does Not Cover Cortland County Residents Access to Home grant: helps frail elderly and people with disabilities make exterior and interior modifications to their homes, e.g., installation of ramps, lifts, handrails, expanded doorways for wheelchairs or walkers and adaptive modifications to kitchens and bathrooms. These grants are available to mobile home owners even if they do not own the property on which the home sits. Home grant: No age restrictions; covers a home's interior and exterior. Property is inspected; work is put out to bid to contractors on the approved contractor's list. Lengthy process, but homeowner rarely needs to pay anything. Also covers mobile home replacements for families who own the property on which their current mobile home sits. Gross annual income limits, depend on household size. Affordable Housing Corporation grant: No age restrictions. Bishop Sheen pays 60% of the cost of one major repair; homeowner or another agency pays the remaining 40%. Open to mobile home owners if they own the property on which the home sits.

Provides home improvement grants of up to $1500-$3000 income eligible City of Syracuse homeowners for minor exterior home repairs.

The New York State Affordable Housing Corporation (AHC) creates homeownership opportunities for low- and moderate-income families by providing grants to governmental, not-for-profit and charitable organizations to help subsidize the cost of newly constructed houses and the renovation of existing housing. Bishop Sheen Ecumenical Housing Foundation, Inc. 585-461-4263 www.sheenhousing.org Tioga County - Home Improvement, New Construction City of Binghamton 607-772-7240 www.cityofbinghamton.com Broome County - Home Improvement City of Oneonta 607-423-0114 https://www.oneonta.ny.gov Otsego County - Acquisition/Rehabilitation Delaware Opportunities Inc. 607-746-1605 https://delawareopportunities.org Delaware County - Home Improvement, Acquisition/Rehabilitation First Ward Action Council Inc. 607-772-2850 http://firstwardaction.org Broome County - Home Improvement Greater Opportunities for Broome & Chenango, Inc. 607-334-7114 www.ofcinc.org Broome, Chenango County - Acquisition/Rehabilitation, Home Improvement Habitat for Humanity NYS 607-748-4138 www.habitatnys.org Broome County - Acquisition/Rehabilitation, New Construction Ithaca Neighborhood Housing Services, Inc. 607-277-4500 www.ithacanhs.org Tioga County - Home Improvement, Acquisition/Rehab Otsego Rural Housing Assistance, Inc. 607-286-7244 https://www.otsegoruralhousing.org Otsego County - Home Improvement Tioga Opportunities Inc. 607-687-4222 https://tiogaopp.org Tioga County - Home Improvement Western Catskills Community Revitalization Council, Inc. 607-652-2823 www.westerncatskills.org Delaware County - Home Improvement, New Construction

Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

* Provides funds to make emergency repairs.

Provides up to $1,000 to South End homeowners for maintenance.

Offers:Home Repair ProgramsManufactured Home Replacement ProgramsHome Ownership Programs

* Offers home repair services for special populations through interest-free payment plans. 5 year residency requirement post home modification is required at time of approval.

Assists eligible individuals in a crisis by issuing one-time, non-recurring payments to meet emergency situations. The unit may assist with security agreements to landlords, extermination fees, moving or storage expenses, and utility arrears payments to avoid shut-offs or to restore service. Financial assistance is made in the form of a loan for utility shut-off, evictions, moving/storage expenses, property repair, rental assistance, mortgage assistance, and foreclosure. A security agreement is provided to landlords instead of a security deposit. Emergency and immediate needs assisted include: - Shelter Arrears - Utility Arrears - Security Agreements - Moving Assistance / Storage Assistance - Water Arrears (only for clients who are in danger of having their water shut off) - Stoves/Fridges/Household Establishments of Furniture (for Households not receiving Temporary Assistance) - Essential Property Repair for Homeowners (pending a health evaluation/inspection to confirm that the issue in need of repair poses a hazard to the residents' health) - Extermination - Grants of Assistance for Guide Dogs - Enhanced Shelter Allowance Determination for Temporary Assistance Recipients - SSI Check Replacement

Provides eligible homeowners with a free energy assessment or energy audit. Assessments are conducted by a participating home performance contractor. Helps homeowners and renters of 1-4 unit family homes by providing a means to affordable energy efficient improvements and upgrades. Common work includes adding insulation, reducing drafts, and repairing or upgrading heating systems. Energy upgrades are eligible for low cost, low interest loans and incentives for income-eligible households. Income eligible households are eligible to receive a discount covering 50% of the cost of eligible energy efficiency improvements up to $4,000 per project for single-family homes. 2-4 unit residential homes with income-eligible residents may qualify for a discount of up to $8,000.

A comprehensive housing mobility program that assists participants in the Housing Choice Voucher (HCV) program with children move to designated opportunity areas of their choice in Erie and Niagara Counties. These areas have lower rates of poverty, violent crime, and unemployment, along with higher school rankings for a better quality of life for families. Mobility Coaches assist with finding housing in a well-resourced area, work with participants to develop family, vocational, and/or educational goals, and link participants with community resources to help them to meet these goals. MMP provides comprehensive support to tenants participating in the housing mobility program described above through the following secondary services: - Financial assistance for moving expenses and security deposit for housing in designated opportunity areas - One-hour workshops on housing search techniques, tenant rights and responsibilities, and basic financial skills - Individual mobility counseling and support throughout the housing search process - Assistance with completing the lease application and other required paperwork, as well as negotiations with the landlord - Post-move support and check-ins provided by the mobility counselor - Landlord/tenant liaison services and mediation services to resolve landlord-tenant conflicts Grants of up to $5,000 are available to participating landlords for rental property improvements.

Accepts applications for temporary assistance, Medicaid, SNAP, and emergency assistance. Homeless team provides emergency shelter placements for eligible clients.

Provides assistance to enrolled members of the Seneca Nation of Indians in emergency situations (i.e. loss of income, disability, loss of home etc.). These services include Minor Home Repair, Emergency Food from Pantry, and Home Energy Assistance Program (HEAP) applications.

A loan program designed to assist low and moderate income homeowners to make necessary repairs to their property.

Provides emergency financial assistance in the form of a loan for an urgent need or situation that needs to be taken care of right away such as utility shut off (gas, electric, water), evictions, moving/storage expenses, or property repair. Rental assistance available.

* Provides grant assistance to low-income homeowners who are experiencing critical and safety home repairs. Assists with a wide range of repairs, including: Rehabilitation, accessibility and modification services. Hot water heaters. Furnaces. Roofs. Electrical work. Bathroom and kitchen repairs. Services for seniors, veterans, and individuals with disabilities.* All services and programs subject to availability of funding.

single family mortgages for new or existing homes for very low to moderate income households in rural areas home repair loans and grants for very low-income applicants unable to obtain credit from traditional lending facilities; mobile home owners must own the land on which the home sits to improve or modernize a home, make it safer or more sanitary, remove health and safety hazard community loans and grants for water and sewer, fire halls, fire trucks/ambulances; day care centers, community-based centers, town halls, libraries rural business enterprise grants housing preservation grants elderly and family housing complexes for low-income residents business and industrial loans

A NYS program that helps low- and moderate-income homeowners pay for critical repairs. To qualify, a household's total income must be below 80% of the area median income. Homeowners who qualify can receive up to $40,000 per household to cover the costs of repairs such as:ADA improvementsRoof repairsAddressing code violationsUtility upgradesMold remediationInstalling safety featuresAccessibility modificationsStructural repairs

Provides funds for single family, owner occupied homes to help with repairs for health and safety issues. Typical repairs may include roofs, furnaces, plumbing, electrical, hot water tanks, and accessibility for persons with disabilities and frail elderly.

Through the City of Buffalo's Emergency Assistance Loan Programs and 50/50 Loan Program, loan funds are available to assist homeowners in need of making health and safety repairs, addressing building code violations, and making emergency repairs to leaking roofs, sewer line breaks, broken hot water tanks, inoperable furnaces, and faulty electrical service. Heart of the City Neighborhoods is able to assist homeowners in the West Side, Upper West Side, Lower West Side, Elmwood-Bidwell, Elmwood-Bryant, Allentown, and Central Planning Neighborhoods with applications. If you live in a different neighborhood, please contact the office to be referred to the organization that can assist you. You can also use this online tool to find the housing organization that serves your neighborhood: https://app.powerbigov.us/view?r=eyJrIjoiNTY4Njc0Y2YtY2U3ZC00NTA0LTgwYjYtZTAyMTg3MGY3YzNiIiwidCI6IjFhOWU4NDdhLWIxMTYtNDc4NS05NWEyLWQ3ZmY2ODJkOTA5MSJ9

Loans and grants are available to very low income rural residents who own and occupy a dwelling in need of repairs. Funds are available for repairs to improve or modernize a home or to remove health and safety hazards. Loans are at 1% and may be repaid over a 20-year period. Grant funds are used to make repairs/improvements to make the dwelling more safe and sanitary, more accessible, or to remove health and safety hazards. Loan funds can be used for more various purposes.