* Provides grant assistance to low-income homeowners who are experiencing critical and safety home repairs. Assists with a wide range of repairs, including: Rehabilitation, accessibility and modification services. Hot water heaters. Furnaces. Roofs. Electrical work. Bathroom and kitchen repairs. Services for seniors, veterans, and individuals with disabilities.* All services and programs subject to availability of funding.

A comprehensive housing mobility program that assists participants in the Housing Choice Voucher (HCV) program with children move to designated opportunity areas of their choice in Erie and Niagara Counties. These areas have lower rates of poverty, violent crime, and unemployment, along with higher school rankings for a better quality of life for families. Mobility Coaches assist with finding housing in a well-resourced area, work with participants to develop family, vocational, and/or educational goals, and link participants with community resources to help them to meet these goals. MMP provides comprehensive support to tenants participating in the housing mobility program described above through the following secondary services: - Financial assistance for moving expenses and security deposit for housing in designated opportunity areas - One-hour workshops on housing search techniques, tenant rights and responsibilities, and basic financial skills - Individual mobility counseling and support throughout the housing search process - Assistance with completing the lease application and other required paperwork, as well as negotiations with the landlord - Post-move support and check-ins provided by the mobility counselor - Landlord/tenant liaison services and mediation services to resolve landlord-tenant conflicts Grants of up to $5,000 are available to participating landlords for rental property improvements.

Provides emergency financial assistance in the form of a loan for an urgent need or situation that needs to be taken care of right away such as utility shut off (gas, electric, water), evictions, moving/storage expenses, or property repair. Rental assistance available.

Through the City of Buffalo's Emergency Assistance Loan Programs and 50/50 Loan Program, loan funds are available to assist homeowners in need of making health and safety repairs, addressing building code violations, and making emergency repairs to leaking roofs, sewer line breaks, broken hot water tanks, inoperable furnaces, and faulty electrical service. Heart of the City Neighborhoods is able to assist homeowners in the West Side, Upper West Side, Lower West Side, Elmwood-Bidwell, Elmwood-Bryant, Allentown, Central, Masten Park, MLK Park, Hamlin Park, and Pratt Willert Planning Neighborhoods with applications. If you live in a different neighborhood, please contact the office to be referred to the organization that can assist you. You can also use this online tool to find the housing organization that serves your neighborhood: https://data.buffalony.gov/stories/s/8vh4-7acw

A federal agency working to help improve the economy and quality of life in rural areas. Helps rural residents buy or rent safe, affordable housing and make health and safety repairs to their homes. Programs include Single Family Housing Guaranteed Loan Program, Single Family Housing Direct Home Loans, and Single Family Housing Repair Loans & Grants. Offers loans, grants, and loan guarantees to help create jobs and support economic development and essential services such as housing; health care; first responder services and equipment; and water, electric, and communications infrastructure. Promotes economic development by supporting loans to businesses through banks, credit unions, and community-managed lending pools. Offers technical assistance and information to help agricultural producers and cooperatives get started and improve the effectiveness of their operations. Provides technical assistance to help communities undertake community empowerment programs.

Provides assistance to enrolled members of the Seneca Nation of Indians in emergency situations (i.e. loss of income, disability, loss of home etc.). These services include Minor Home Repair, Emergency Food from Pantry, and Home Energy Assistance Program (HEAP) applications.

Provides eligible homeowners with a free energy assessment or energy audit. Assessments are conducted by a participating home performance contractor. Helps homeowners and renters of 1-4 unit family homes by providing a means to affordable energy efficient improvements and upgrades. Common work includes adding insulation, reducing drafts, and repairing or upgrading heating systems. Energy upgrades are eligible for low cost, low interest loans and incentives for income-eligible households. Income eligible households are eligible to receive a discount covering 50% of the cost of eligible energy efficiency improvements up to $4,000 per project for single-family homes. 2-4 unit residential homes with income-eligible residents may qualify for a discount of up to $8,000.

Focuses on helping individuals gain assets and become self-sufficient, improving the health and safety and energy efficiency measures in their home, and helping to develop and improve local businesses. Directly offers opportunities for home ownership and education, energy conservation through weatherization assessment, and renovation services. Also offers financial services such as budgeting along with homeownership, credit, bankruptcy, and foreclosure counseling.

Loans and grants are available to very low income rural residents who own and occupy a dwelling in need of repairs. Funds are available for repairs to improve or modernize a home or to remove health and safety hazards. Loans are at 1% and may be repaid over a 20-year period. Grant funds are used to make repairs/improvements to make the dwelling more safe and sanitary, more accessible, or to remove health and safety hazards. Loan funds can be used for more various purposes.

Provides financial assistance for homeowners to make essential repairs to their homes, including essential handicapped accessibility work.

Provides loans for homeowners in Erie County to make health and safety repairs to their homes. Eligible repairs include but are not limited to furnace and electrical repairs, repairs to address sewer/plumbing emergencies, and lead paint remediation. Program is funded by ECDSS, and loans are serviced by Home HeadQuarters, a non-profit, certified Community Development Financial Institution.

Various programs focus on helping individuals gain assets and become self-sufficient, improving the health and safety and energy efficiency measures in their home, and helping to develop and improve local businesses. Directly offers opportunities for home ownership and education, energy conservation through weatherization assessment, and renovation services. Also offers financial services such as budgeting along with homeownership, credit, bankruptcy, and foreclosure counseling.

* Provides funds to make emergency repairs.

The New York State Affordable Housing Corporation (AHC) creates homeownership opportunities for low- and moderate-income families by providing grants to governmental, not-for-profit and charitable organizations to help subsidize the cost of newly constructed houses and the renovation of existing housing. Bishop Sheen Ecumenical Housing Foundation, Inc. 585-461-4263 www.sheenhousing.org Tioga County - Home Improvement, New Construction City of Binghamton 607-772-7240 www.cityofbinghamton.com Broome County - Home Improvement City of Oneonta 607-423-0114 https://www.oneonta.ny.gov Otsego County - Acquisition/Rehabilitation Delaware Opportunities Inc. 607-746-1605 https://delawareopportunities.org Delaware County - Home Improvement, Acquisition/Rehabilitation First Ward Action Council Inc. 607-772-2850 http://firstwardaction.org Broome County - Home Improvement Greater Opportunities for Broome & Chenango, Inc. 607-334-7114 www.ofcinc.org Broome, Chenango County - Acquisition/Rehabilitation, Home Improvement Habitat for Humanity NYS 607-748-4138 www.habitatnys.org Broome County - Acquisition/Rehabilitation, New Construction Ithaca Neighborhood Housing Services, Inc. 607-277-4500 www.ithacanhs.org Tioga County - Home Improvement, Acquisition/Rehab Otsego Rural Housing Assistance, Inc. 607-286-7244 https://www.otsegoruralhousing.org Otsego County - Home Improvement Tioga Opportunities Inc. 607-687-4222 https://tiogaopp.org Tioga County - Home Improvement Western Catskills Community Revitalization Council, Inc. 607-652-2823 www.westerncatskills.org Delaware County - Home Improvement, New Construction

Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

Provides funds for single family, owner occupied homes to help with repairs for health and safety issues. Typical repairs may include roofs, furnaces, plumbing, electrical, hot water tanks, and accessibility for persons with disabilities and frail elderly.

* Offers home repair services for special populations through interest-free payment plans. 5 year residency requirement post home modification is required at time of approval.

Provides up to $1,000 to South End homeowners for maintenance.

A NYS program that helps low- and moderate-income homeowners pay for critical repairs. To qualify, a household's total income must be below 80% of the area median income. Homeowners who qualify can receive up to $40,000 per household to cover the costs of repairs such as:ADA improvementsRoof repairsAddressing code violationsUtility upgradesMold remediationInstalling safety featuresAccessibility modificationsStructural repairs

Provides home improvement grants of up to $1500-$3000 income eligible City of Syracuse homeowners for minor exterior home repairs.

Assists eligible individuals in a crisis by issuing one-time, non-recurring payments to meet emergency situations. The unit may assist with security agreements to landlords, extermination fees, moving or storage expenses, and utility arrears payments to avoid shut-offs or to restore service. Financial assistance is made in the form of a loan for utility shut-off, evictions, moving/storage expenses, property repair, rental assistance, mortgage assistance, and foreclosure. A security agreement is provided to landlords instead of a security deposit. Emergency and immediate needs assisted include: - Shelter Arrears - Utility Arrears - Security Agreements - Moving Assistance / Storage Assistance - Water Arrears (only for clients who are in danger of having their water shut off) - Stoves/Fridges/Household Establishments of Furniture (for Households not receiving Temporary Assistance) - Essential Property Repair for Homeowners (pending a health evaluation/inspection to confirm that the issue in need of repair poses a hazard to the residents' health) - Extermination - Grants of Assistance for Guide Dogs - Enhanced Shelter Allowance Determination for Temporary Assistance Recipients - SSI Check Replacement