Offers highly personalized financial education program that gives consumers tools necessary to gain control over their finances.

Offers assistance with mortgage default or first-time homebuyer counseling. Contact the office for locations of counselors that are certified by the U.S. Department of Housing & Urban Development (HUD) to provide these services.

Offers free, one-on-one, professional financial counseling to the residents of Onondaga County. Focuses on improvements in credit, banking, debt, and savings. Operates through partner agency counselors located at several locations in Syracuse. Currently offering services remotely only.

Provides a food pantry and assists with food and other emergencies such as utilities, fuel, and shelter. Also works with families in the area of family development, including budgeting as well as job skills and job search assistance.

Counseling to help individuals with disabilities working or transitioning to the workforce improve financial well-being and economic security through: financial health assessment and education one-on-one financial coaching SSI/SSDI benefits counseling, maximizing employer benefits specific assistance with: setting and achieving personal financial goals/preparing monthly livable budget reviewing and improving credit scores decreasing debt and increas savings protecting against identity theft learning banking procedures, such as writing checks and using debit cards

* Offers consumer education and counseling for money and debt management. Debt management and consolidation. Bankruptcy counseling. Budget and credit counseling. Financial education. Foreclosure prevention counseling. Reverse mortgage counseling. Mortgage delinquency and default resolution counseling. First-time homebuyer counseling.

Provides comprehensive, non-medical services for soldiers and families assigned or attached to the Warrior Transition Battalion and soldiers in the Integrated Disability Evaluation System (IDES), including financial and education counseling, DEERS and ID card assistance, social services coordination, employment support, and transition assistance.

* Offers counseling and education to reduce or eliminate debt.

* Contacts creditors and arrange for rate reductions and waive fees.

* Offers debt management program with a single payment to take place of several smaller payments.

Pre purchase counseling. All aspects of purchasing a home as well as what to expect as a homeowner will be discussed.

Provides a food pantry and assists with food and other emergencies such as utilities, fuel, and shelter. Also works with families in the area of family development, including budgeting as well as job skills and job search assistance.

* Provides assistance to families in need. Services include:

• Referral to community and government services
• Rent assistance
• Transportation related expense assistance
• Utility/Heat assistance

Provides credit/debt, budget, and housing counseling free of charge to consumers throughout New York. Counselors can help an individual with: Understanding their financial situation and goals Explaining debt management options Offering recommendations for how to get out of debt Developing a personalized action plan

1 on 1 counseling to assess current financial situations and create goals for the future.Alleviate financial stress

Offers fellowship support group for individuals suffering from compulsive debting. National office (Debtors Anonymous World Service) located at P.O.Box 920888, Needham, MA 02492-0009. Meetings at various locations throughout Nassau and Suffolk Counties. Call for more information.

Provides emergency financial assistance in the form of one month's back rent and/or security to eligible clients. Budget counseling is also available to interested applicants.

Provides on-site emergency food pantry for residents of specific streets in Niagara Falls (call for details) and information on meal planning and budgeting. Also distributes food donations (separate from pantry services) three days per week; first come, first served. Items and quantities vary each week according to donations received, and are given out until they're gone. Provides back rent, mortgage, and utility payment assistance to low income residents of Niagara Falls when funds are available; funds are available as of August 2024. Fair Housing Advocacy Program assists individuals who feel they are victims of discrimination when purchasing or renting a home. Provides information, assessment, and referral to the appropriate federal, state, or local human rights agency or court. Housing location services and landlord/tenant advocacy also provided. Individual advocacy, information and referral, application assistance, case management, asset management, and budget counseling available. Baby Needs Program meets the emergency needs of infants and very young children by providing them with a supply of diapers, infant formula, baby food, and baby care products. Limited quantities available.

Offers monthly money management workshops to assist families understand credit scores and develop savings, and debt reduction plans.

Provides emergency financial assistance in the form of one month's back rent and/or security to eligible clients. Budget counseling is also available to interested applicants.

Provides emergency financial assistance in the form of one month's back rent and/or security to eligible clients. Budget counseling is also available to interested applicants.

Provides financial education, counseling and ongoing support to consumers nationwide, helping them to develop the tools they need to better manage their debt. Counselors offer individual financial analysis, budget counseling, financial goals and guidance. Also offers a debt management program including lower interest rates and payments on credit cards. Bankruptcy and housing counseling are also available.

* Offers the Financial Care Management program which provides bill and money management services. Financial housecleaning. Monthly bill paying tasks. Insurance submissions. Can be done under power of attorney if desired.* Offers the Financial Management program. In-home budgeting, bill paying, debt resolution assistance by trained volunteers.

*Provide direct assistance to low-income individuals and families by providing case management services through a series of assessments. Assistance based on need and includes rent, security deposit, mortgage, utilities (such as gas, electric, heating, water, and sewer), auto insurance and repairs, personal hygiene items, diapers and wipes, furniture, as well as gasoline and bus passes for employment-related services. * Provides information and referrals to the appropriate resources or agencies. * Provides personal financial counseling.

Provides financial counseling which includes a review of income, expenses, and debt to create a plan for achieving financial goals. Offers tips on money management and alternatives for handling financial crisis. A wide range of education presentations, workshops and classes are available to groups of people of all ages on a wide variety of topics. The Debt Repayment Plan is licensed through the New York State Banking Department, and in addition to the financial counseling offers negotiated repayments in order to repay creditors and avoid bankruptcy.  Also provides counseling for student loans.

Offers one-on-one HUD approved housing counseling designed to present the basics of personal finances, to help establish good credit and/or repair bad credit, to assist participants in making the transition from renter to owner or to help resolve mortgage delinquency and/or prevent foreclosure.

Provides personalized financial management and budgeting education classes to assist families in asset building and work towards financial independence. Programming includes linkages to community resources, creating a budget, meal planning and grocery shopping, and home energy savings tips.