* Assists area seniors to gain control of their finances and maintain their independence. Home visits made by program volunteers to assist in the process of paying bills on time, organizing billing cycles and budget bank accounts.

Our Financial Literacy Program offers a step by step FREE education financial education on what not to do, how to fix your credit, what loans to choose from, and all the opportunities available at your finger tips. The Financial Capability program identifies the obstacles that prevent people from buying, helps them develop a plan and budget, and monitors the customer's progress towards overcoming the obstacles.

Pre purchase counseling. All aspects of purchasing a home as well as what to expect as a homeowner will be discussed.

* Provides one-on-one financial counseling services. Counselors can assist with developing a plan to pay down debt, budgeting and saving to buy a car or home, improving credit score, accessing low-interest loans, and other financial issues. Counselors are located throughout the city at partner organization sites so clients can access a counselor in a convenient location. For a full list of Rochester FEC locations visit https://www.rochesterfec.org/locations. * COVID-19: During the COVID-19 pandemic the Rochester FEC counseling team is prepared to assist clients with the following: Navigating collection accounts. Calling creditors. Ongoing budget assistance. Exploring student loan options. Help developing saving habits. Educating clients of future savings & options (i.e. retirement, children's education, etc.).

* Provides assistance to families in need. Services include:

• Referral to community and government services
• Rent assistance
• Transportation related expense assistance
• Utility/Heat assistance

* Offers financial coaching and planning.
* Provides homebuyer education.
* Participates with lenders to offer down payment assistance.

Counseling to help individuals with disabilities working or transitioning to the workforce improve financial well-being and economic security through: financial health assessment and education one-on-one financial coaching SSI/SSDI benefits counseling, maximizing employer benefits specific assistance with: setting and achieving personal financial goals/preparing monthly livable budget reviewing and improving credit scores decreasing debt and increas savings protecting against identity theft learning banking procedures, such as writing checks and using debit cards

Course offerings include: Financial Planning Overview; Intermediate Quickbooks; Introduction to Quickbooks; Social Security Optimization and Stocks, Bonds and Investing. Courses vary each semester and are held at various locations. Call for detailed information.

Pre-purchase budget reviews and referrals to private lenders and government agencies, as well as default counseling to avoid foreclosure.

Money Management International are specialists in the areas of money management, credit cards, budgeting, and debt reduction. We offer credit counseling over the telephone, online, and face-to-face at one of our 50+ branches across the nation.

Offers a program that is available for adults who are not able to manage their finances. It ensures the proper use of a person's income / resources and prevents the mismanagement and financial exploitation of those funds by others. A referral may be made at our Information, Resource, and Referral Services Unit in person or by calling.

Provides on-site emergency food pantry for residents of specific streets in Niagara Falls (call for details) and information on meal planning and budgeting. Also distributes food donations (separate from pantry services) three days per week; first come, first served. Items and quantities vary each week according to donations received, and are given out until they're gone. Provides back rent, mortgage, and utility payment assistance to low income residents of Niagara Falls when funds are available; funds are currently unavailable. Fair Housing Advocacy Program assists individuals who feel they are victims of discrimination when purchasing or renting a home. Provides information, assessment, and referral to the appropriate federal, state, or local human rights agency or court. Housing location services and landlord/tenant advocacy also provided. Individual advocacy, information and referral, application assistance, case management, asset management, and budget counseling available. Baby Needs Program meets the emergency needs of infants and very young children by providing them with a supply of diapers, infant formula, baby food, and baby care products. Limited quantities available.

Offers support services to community members in financial crisis, including provision of food, pet food, clothing, household items, medical equipment exchange, limited prescription assistance, and medical transportation assistance. Other services include a monthly Mobile Food Pantry (open to anyone), budgeting assistance/financial education, and more. Will work to meet other needs where support is not available in the community. Provides backpacks filled with school supplies each year to low income children, K-6th grade, while supplies last. Supplies are given out at the Cornerstone Building located at 204 North Main Street in Perry, NY; call 585-237-2600 for questions. Donations accepted and volunteer opportunities available. The Angel Action Holiday Christmas Program provides clothing and gifts for children of all ages through a shopping event open to parents and grandparents. Applications for the 2023 Christmas Program accepted until end of day on November 30th.

Educates consumers on financial issues and provides personal assistance to consumers who have become overextended with debt. Also provides comprehensive housing counseling, pre-purchase home buyer education and mortgage delinquency counseling.

Offers information on how to budget money, repair and build personal credit, and manage personal assets. Call for additional information.

Provides credit counseling, housing counseling (Pre/Post Purchase, Mortgage Delinquency), Foreclosure Prevention Services, Student Loan Counseling, Pre Bankruptcy Counseling, Reverse Mortgage Counseling, and debt management for families, with an emphasis on budget development and maintenance while repairing unsecured debts. Also educates families in management of finances.

Assists housing choice voucher tenants to become economically self-sufficient. Case manager meets with each family and conducts a needs assessment to determine appropriate support services and access to resources such as child care, transportation, job training, education, budget counseling, homeownership counseling and more.

Support Brokerage services are offered to individuals with developmental disabilities who self-direct some or all of their services. A Support Broker assists the individual initially with developing a self-directed budget and then with the day-to-day management of self-directed services. A Support Broker provides support and training to individuals and their families regarding the ongoing decisions and tasks associated with self-direction. Fiscal Intermediary services include tasks which support a participant who self directs an individualized budget. This includes tasks such as billing and payment of approved goods and services, fiscal accounting and reporting, Medicaid and corporate compliance, and general administrative supports. The Fiscal Intermediary is the employer of record for staff hired by the participant know as "Self-Hired".

Assists Long Islanders who have student debt navigate the student loan repayment system. Develops an individualized plan for debt reduction, repayment options and financial planning. Mediates with loan services and lenders. Provides assistance in accessing student loan forgiveness programs and other financial resources.

Improves the well-being of the family through strength-based programs that educate, influence public policy, and help families put evidence-based information to work in their lives. In addition to a variety of workshops for parents and caregivers, we also offer resources specifically developed for parenting educators, professional training opportunities for individuals who support families, and internships for students in the human services field of study.

Provides comprehensive, non-medical services for soldiers and families assigned or attached to the Warrior Transition Battalion and soldiers in the Integrated Disability Evaluation System (IDES), including financial and education counseling, DEERS and ID card assistance, social services coordination, employment support, and transition assistance.

Involves working with both renters and homeowners individually to identify why they are at risk of losing their housing, what resources they can access to help, identifying and implementing a plan for the immediate crisis, and planning for prevention of future housing instability

Provide prepurchase, first time homebuyers, default delinquency counseling, budget counseling, foreclosure prevention, pre and post bankruptcy counseling. Walk-ins accepted. Call for further information. Counseling services available in Spanish.

Provides emergency financial assistance in the form of one month's back rent and/or security to eligible clients. Budget counseling is also available to interested applicants.