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* Offers consumer education and counseling for money and debt management. Debt management and consolidation Bankruptcy counseling Budget and credit counseling Financial education Foreclosure prevention counseling Reverse mortgage counseling Mortgage delinquency and default resolution counseling First-time homebuyer counselingRental counseling* Offer assistance to help low-to moderate-income clients qualify for affordable car loans with local lending partners through, Driven2Success program.

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Housing Counseling
Mortgage Delinquency and Default Counseling
Consumer Education
Personal Financial Counseling
Credit Counseling
Bankruptcy Assistance
Offers highly personalized financial education program that gives consumers tools necessary to gain control over their finances.

Categories

Personal Financial Counseling
Debt Consolidation Services
Provides a variety of programs designed to provide support and socialization opportunities for seniors living independently. Programs include health and wellness workshops and speakers, one-on-one counseling and advocacy, caregiver supports, lifeline, housecleaning, and field trips. Socialization based groups include quilting, walking, computer classes, grief and loss groups. Provides food delivery to residents of Mechanicville Public Housing.

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Senior Centers
Case/Care Management Referrals
Financial Literacy Training
Personal Financial Counseling
Older Adult Social Clubs
Provides a food pantry and assists with food and other emergencies such as utilities, fuel, and shelter. Also works with families in the area of family development, including budgeting as well as job skills and job search assistance.

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Family Resource Centers/Outreach
Clothing Vouchers
Food Pantries
Job Search/Placement
Utility Assistance
At Risk/Homeless Housing Related Assistance Programs
Food Gleaning Programs
Personal Financial Counseling
Neighborhood Multipurpose Centers
Household Goods Vouchers
Provides a food pantry and assists with food and other emergencies such as utilities, fuel, and shelter. Also works with families in the area of family development, including budgeting as well as job skills and job search assistance. From January through April, offers free in-person tax preparation by IRS-certified volunteers for qualifying families.

Categories

Utility Assistance
Food Pantries
Household Goods Vouchers
VITA Programs
At Risk/Homeless Housing Related Assistance Programs
Job Search/Placement
Christmas Baskets
Food Gleaning Programs
Personal Financial Counseling
Clothing Vouchers
Neighborhood Multipurpose Centers
Family Resource Centers/Outreach
Provides a food pantry and assists with food and other emergencies such as utilities, fuel, and shelter. Also works with families in the area of family development, including budgeting as well as job skills and job search assistance.

Categories

Job Search/Placement
Neighborhood Multipurpose Centers
Utility Assistance
At Risk/Homeless Housing Related Assistance Programs
Personal Financial Counseling
Personal/Grooming Supplies
Food Gleaning Programs
Formula/Baby Food
Free School Supplies
Diapers
Clothing Vouchers
Family Resource Centers/Outreach
Food Pantries
Household Goods Vouchers
Limited emergency financial assistance to Tioga County, NY residents only. Job board. Financial assistance determined on case-by-case basis and may available for security deposits, emergency prescriptions, heating assistance and utilities to avoid shut-off. Offers budget counseling. Depending on donations, may have school supplies.

Categories

Work Clothing
Heating Fuel Payment Assistance
Credit Counseling
School Supplies Donation Programs
Diapers
Personal/Grooming Supplies Donation Programs
Kitchenware
Bedding/Linen
Prescription Expense Assistance
General Clothing Donation Programs
Personal Financial Counseling
Undesignated Temporary Financial Assistance
School Supplies
Rental Deposit Assistance
Electric Service Payment Assistance
Offers monthly money management workshops to assist families understand credit scores and develop savings, and debt reduction plans.
Pre purchase counseling. All aspects of purchasing a home as well as what to expect as a homeowner will be discussed.

Categories

Housing Search and Information
Personal Financial Counseling
Homebuyer/Home Purchase Counseling
Offers education, counseling, and support services, including financial counseling, budgeting education, debt management and liquidation assistance, consumer advocacy and complaint resolution, and Family Subsistence Supplemental Allowance screening (FSSA).

Categories

Unsolicited Advertising Opt Out Assistance
Financial Literacy Training
Personal Financial Counseling
Retirement Planning
Credit Counseling
Provides a food pantry and assists with food and other emergencies such as utilities, fuel, and shelter. Also works with families in the area of family development, including budgeting as well as job skills and job search assistance.

Categories

Personal Financial Counseling
Food Gleaning Programs
Food Pantries
Clothing Vouchers
Utility Assistance
Family Resource Centers/Outreach
Neighborhood Multipurpose Centers
Household Goods Vouchers
At Risk/Homeless Housing Related Assistance Programs
Job Search/Placement
Christmas Baskets
*Provide direct assistance to low-income individuals and families by providing case management services through a series of assessments. Assistance based on need and includes rent, security deposit, mortgage, utilities (such as gas, electric, heating, water, and sewer), auto insurance and repairs, personal hygiene items, diapers and wipes, furniture, as well as gasoline and bus passes for employment-related services. * Provides information and referrals to the appropriate resources or agencies. * Provides personal financial counseling.

Categories

Transportation Expense Assistance
Water Service Payment Assistance
Undesignated Temporary Financial Assistance
Heating Fuel Payment Assistance
Gas Service Payment Assistance
Rent Payment Assistance
Mortgage Payment Assistance
Diapers
Automotive Repair and Maintenance
Personal/Grooming Supplies
Personal Financial Counseling
Transitional Case/Care Management
Electric Service Payment Assistance
Sewer Service Payment Assistance
General Furniture Provision
Provides educational courses to assist individuals who are victims of financial abuse to increase or develop financial abilities to individuals. Offers trainings, mentoring, and case management services.

Categories

Personal Financial Counseling
Financial Literacy Training
* Assists area seniors to gain control of their finances and maintain their independence. Home visits made by program volunteers to assist in the process of paying bills on time, organizing billing cycles and budget bank accounts.
Provides credit/debt, budget, and housing counseling free of charge to consumers throughout New York. Counselors can help an individual with: Understanding their financial situation and goals Explaining debt management options Offering recommendations for how to get out of debt Developing a personalized action plan

Categories

Credit Report Ordering Assistance
Debt Consolidation Services
Bankruptcy Assistance
Credit Counseling
Personal Financial Counseling
* Offers counseling and education to reduce or eliminate debt.

* Contacts creditors and arrange for rate reductions and waive fees.

* Offers debt management program with a single payment to take place of several smaller payments.
Involves working with both renters and homeowners individually to identify why they are at risk of losing their housing, what resources they can access to help, identifying and implementing a plan for the immediate crisis, and planning for prevention of future housing instability

Categories

At Risk/Homeless Housing Related Assistance Programs
Personal Financial Counseling
Landlord/Tenant Dispute Resolution
Case/Care Management
Provides comprehensive, non-medical services for soldiers and families assigned or attached to the Warrior Transition Battalion and soldiers in the Integrated Disability Evaluation System (IDES), including financial and education counseling, DEERS and ID card assistance, social services coordination, employment support, and transition assistance.

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Personal Financial Counseling
Military Transition Assistance Programs
Military Life Insurance
Social Services for Military Personnel
Identification Cards
* Provides a food pantry like store. Has many different foods: fruits, milk, cheese, meat, bread, cakes, and canned goods. Food pantry may be used once per month. * Provides support on how to utilize money wisely and find decent employment.

Categories

Food Pantries
Career Counseling
Fresh Food
Personal Financial Counseling
Improves the well-being of the family through strength-based programs that educate, influence public policy, and help families put evidence-based information to work in their lives. In addition to a variety of workshops for parents and caregivers, we also offer resources specifically developed for parenting educators, professional training opportunities for individuals who support families, and internships for students in the human services field of study.
1 on 1 counseling to assess current financial situations and create goals for the future.Alleviate financial stress

Categories

Personal Financial Counseling
Financial Literacy Training
* Provides financial education, counseling services and debt relief to consumers.

Categories

Bankruptcy Assistance
Personal Financial Counseling
Mortgage Delinquency and Default Counseling
Debt Consolidation Services
Provides practical education and information about Nutrition, Food Safety, Home Food Preservation, Parenting Education, Financial Management, Housing and Water Quality, and Energy

Categories

Wellness Programs
Parenting Materials
Parenting Skills Classes
Gardening/Landscaping Instruction
Breastfeeding Support Programs
Home Gardening Assistance/Supplies
Cooking Classes
Weight Management
Nutrition Education
Food Safety Education
Personal Financial Counseling
* Offers financial coaching and planning.
* Provides homebuyer education.
* Participates with lenders to offer down payment assistance.

Categories

Personal Financial Counseling
Housing Counseling
Housing Down Payment Loans/Grants
Provides financial counseling which includes a review of income, expenses, and debt to create a plan for achieving financial goals. Offers tips on money management and alternatives for handling financial crisis. A wide range of education presentations, workshops and classes are available to groups of people of all ages on a wide variety of topics. The Debt Repayment Plan is licensed through the New York State Banking Department, and in addition to the financial counseling offers negotiated repayments in order to repay creditors and avoid bankruptcy. Also provides counseling for student loans.

Categories

Credit Counseling
Personal Financial Counseling