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Processes consumer complaints against insurance companies, agents, brokers and adjusters, answers inquiries concerning insurance and performs certain investigative activities. Conducts investigations, gathers evidence and effects arrests for insurance frauds and related crimes. Educate and protect users of financial products and services, and ensures that users are provided with timely, accurate and understandable information.

Categories

Mortgage Delinquency and Default Counseling
General Health Insurance Information / Counseling
General Insurance Fraud Reporting
Banking Services Information and Support
Insurance Complaints
Government Consumer Protection Agencies
Accepts consumer complaints, as well as provides information about accessing free credit reports, and reporting credit report complaints.

Categories

Government Consumer Protection Agencies
General Consumer Complaints
Antitrust Complaints
Credit Reporting Agency Complaints
Credit Report Dispute Assistance
* Offers the Financial Care Management program which provides bill and money management services. Financial housecleaning. Monthly bill paying tasks. Insurance submissions. Can be done under power of attorney if desired.* Offers the Financial Management program. In-home budgeting, bill paying, debt resolution assistance by trained volunteers.

Categories

Daily Money Management Services
Participant Directed Financial Management Organizations
Personal Financial Counseling
Provides an online service for residents of New York for replacement Social Security cards who do not require a change to their record (name change).Social Security beneficiaries can manage their account online - change address, adjust direct deposit, obtain benefit verification letter or request replacement.Medicare beneficiaries can request replacement Medicare card as well as verify their earnings history and obtain estimates of future benefits.

Categories

Retirement Planning
Social Security Numbers
Provides supports and raising awareness for community families through one-on-one advocacy, and support, goal setting, budget development and individual attention as well as larger community presentations, increased access to services, and referrals to appropriate community resources.

Categories

Financial Literacy Training
Credit Counseling
Personal Financial Counseling
Family Resource Centers/Outreach
Bankruptcy Assistance
* Offers services that combines evaluations, preschool education, therapy services, and autism support for child from birth to five years of age. Early Intervention/Preschool Services Include: Universal Pre-Kindergarten. Early Intervention Education and therapy services. Integrated Preschool Classes. Daycare. Evaluation Services. * Offers school age services to help ensure that children and young adults with developmental disabilities have ample opportunities to achieve their goals. School-Age Services include: Special Education Services. Therapy Services (OT, PT, ST). * Offers specialized services that help improve the quality of life of adults with disabilities. Services include: Outpatient clinic services: Article 28 and Article 16 Diagnostic and Treatment Centers Physical Therapy (PT). Occupational Therapy (OT). Speech Therapy. Psychology Counseling Services. Psychiatry. Developmental disabilities services through OPWDD. Day/Community Habilitation. Respite. Children's Waiver Health Home Care Management. Article 16 Clinical services. External Diploma Program in partnership with Wayne Finger Lakes BOCES. Child/Adolescent Residential Home. Pre-vocational services. Traumatic Brain Injury (TBI) services. Service Coordination for individuals with TBI. Structure Day Program. Home and Community Support Services. Independent Living Skills Training. Community Integration Counseling. Behavior Intervention Specialist. Service Coordination. * Offers Nursing Home Transition and Diversion Waiver. Services to individuals that have a qualifying disability that places them at risk for nursing home placement, including: Structured Day Program. Independent Living Skills Training. Home and Community Based Services. Service Coordination. Residential services. 42 income-based apartment units within 2 apartment complexes. 8 unit Age In Place Apartment building. 8 unit Transitional Housing: Assisting individuals to develop skills to transition to independent living. Individual Residential Alternative Child/Adolescent Housing (OPWDD). * Provides Autism Services of the Finger Lakes: Diagnostic Evaluation Services. Early Childhood Education Services. Children and Adult Community Habilitation Services. Clinical Therapy Services. Fiscal Intermediary/Broker Services.

Categories

Speech Therapy
Preschools
Support Broker Services
Pediatric Developmental Assessment
Transitional Case/Care Management
Participant Directed Financial Management Organizations
Occupational Therapy
Autism Therapy
Head Start
Special Education
Recreational Therapy
Early Intervention for Children With Disabilities/Delays
Therapeutic Camps
Physical Therapy
* Provides comprehensive free telephone counseling to help avoid foreclosure or anyone struggling with their mortgage.

* Trained counselors in foreclosure prevention and will set up a plan of action.

Categories

Mortgage Delinquency and Default Counseling
Counseling for homeowners in mortgage default or delinquent with mortgage payments.

Categories

Mortgage Delinquency and Default Counseling
Provides services to aid in foreclosure prevention, tax foreclosure, mortgage payments, predatory lending or other related foreclosure issues.

Categories

Tax Foreclosure Assistance
Predatory Lending Assistance
Mortgage Delinquency and Default Counseling
Foreclosure Prevention Loan Modification/Refinancing Programs
Provides a variety of programs designed to provide support and socialization opportunities for seniors living independently. Programs include health and wellness workshops and speakers, one-on-one counseling and advocacy, caregiver supports, lifeline, housecleaning, and field trips. Socialization based groups include quilting, walking, computer classes, grief and loss groups. Provides food delivery to residents of Mechanicville Public Housing.

Categories

Case/Care Management Referrals
Financial Literacy Training
Older Adult Social Clubs
Senior Centers
Personal Financial Counseling
Assists older adults 60 years old and over with services and resources to help them maintain the quality of life and independence that they have. Referrals may include health and wellness services, social enrichment activities, advocacy, case management, and home visits.

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Exercise Classes/Groups
Senior Advocacy Groups
Case/Care Management Referrals
Financial Literacy Training
RSVP Program
Limited emergency financial assistance to Tioga County, NY residents only. Job board. Financial assistance determined on case-by-case basis and may available for security deposits, emergency prescriptions, heating assistance and utilities to avoid shut-off. Offers budget counseling. Depending on donations, may have school supplies.

Categories

School Supplies
Rental Deposit Assistance
Undesignated Temporary Financial Assistance
General Clothing Donation Programs
Credit Counseling
Personal/Grooming Supplies Donation Programs
Prescription Expense Assistance
Personal Financial Counseling
Diapers
School Supplies Donation Programs
Heating Fuel Payment Assistance
Electric Service Payment Assistance
Will represent debtors in Chapter 13 Proceedings, in which debtors arrange a multi-year payment plan to pay outstanding debts and avoid liquidation. Representation is provided by upper-level law students, working under the close supervision of experienced lawyers who are clinical professors. There is no charge for clinic representation. However, the clinics have limited resources and cannot take every case, no matter how deserving. Clinic staff members meet with potential clients by appointment only. Please do not visit the Law Center unless you have first contacted the Office of Clinical Programs at 631-761-7080 to see if you are eligible. Call for more information.

Categories

Legal Information Services
Lawyer Referral Services
Community Legal Clinics
Bankruptcy Assistance
Offers consultancy for farmers to assist with retirement and estate planning, business transfers, succession planning, etc.

Categories

Estate Planning Assistance
Retirement Planning
Executive Transition / Succession Planning
Provides a personal finances educational program to help individuals understand how to manage their finances. Participants will receive tools to help them increase their income, increase savings, and build/sustain assets. Topics include introduction to banking; introduction to credit and using credit cards; how to choose and keep a checking account; how to keep track of your money; how to save money; how to recover financially and rebuild your credit after a financial set-back; consumer rights; know what you are borrowing before you buy; and information on home ownership.
Provides individuals who may be considering bankruptcy with a basic explanation of the different chapters under which a bankruptcy case may be filed and to answer some of the most commonly asked questions about the bankruptcy process.
Offer courses in Retirement Planning. Sample course offerings include: Asset Protection 2022; and The ABC’s And D’s Of Medicare. Courses vary each semester. Call for more detailed information.

Categories

Adult Education
Community Colleges
Continuing Education
Public Colleges / Universities
Money Management
Provides financial counseling for anyone struggling with debt or wanting to learn how to budget.
Provides budget, credit, financial, homebuyer, rental and foreclosure prevention counseling. Support residents with issues regarding homeownership including foreclosure prevention and home maintenance.

Categories

Mortgage Delinquency and Default Counseling
HUD Approved Counseling Agencies
Housing Search Assistance
An educational program to help families or individuals with their finances by helping them devise a workable budget, analyze spending, assess credit and debt issues. This includes workshops for youth, adults, families one-on-one or in groups.

Categories

Personal Financial Counseling
Credit Counseling
Provides opportunities for education, rejuvenation and reflection for residents,membership into community garden, staff and the community of Brentwood. Offers classes and workshops on financial literacy, computer basics, resume writing, nutrition, mental health and wellness.

Categories

Nutrition Education
Volunteer Opportunities
Wellness Programs
Mental Health Information / Education
Financial Literacy Training
Resume Preparation Assistance
Computer and Related Technology Classes
Eviction Assistance: Provides help to low income who are qualified for subsidized housing and section 8 choice vouchers. For those who may not be qualified for subsidized/section 8, provide older adults, veterans, domestic violence, LGBQT, breast cancer, or individuals diagnosed with AIDS who may be a target for eviction. Landlord/Tenant Dispute Resolution: Aids individuals struggling with their landlord for reasons ranging from eviction, living conditions, recurring problems, etc. Foreclosure Assistance: helps advocate for individuals with mortgage foreclosure with guidance through the legal process and representation, if needed.

Categories

Mortgage Delinquency and Default Counseling
Landlord / Tenant Dispute Resolution
Eviction Prevention Legal Assistance
Offers a variety of resources, including online materials, for individuals struggling with overspending and the professionals in the community who help them.
Offers a comprehensive schedule with courses offered throughout the district locations. Sample course offerings include: Creative Arts, Fine Crafts & Design; Dance; Culinary Arts; SAT & ACT Prep; Foreign Languages; Mind & Body; Music; Personal Finance; Computers; Boating; Defensive Driving; CPR; Lifeguard Training; Games And Hobbies; Real Estate; Physical Fitness; Sports; Dancing; TAI CHI; Yoga; Tennis; Basketball; Volleyball; Pickleball and Swimming. Classes vary each semester. Call for details and a brochure.

Categories

Language Instruction
Boating Safety Education
Music Instruction
Adult Education
Recreational Activities / Sports
Continuing Education
CPR Instruction
Cooking Classes
Public Schools
Arts and Crafts Instruction
Driver Training
Dance Instruction
Personal Enrichment
College / University Entrance Examination Preparation
Retirement Counseling
Investment Counseling
Assists individuals in recognizing obstacles in their lives, developing personal goals and skills to achieve those goals. Provides opportunities for individuals to experience personal growth, manage conflicts between family and employment demands. Assists individuals to improve job skills, expand problem solving abilities, master budgeting and time management.

Categories

Employment Preparation
Money Management
Job Training Formats
Personal Enrichment