Provides one-on-one counseling and general education to either potential home buyers or existing homeowners at risk of losing their investment. Offers one-on-one pre and post purchase counseling, and workshops on a variety of topics including budget development, credit management, foreclosure prevention and financial literacy.

Assists and advises debtors in representing themselves in court and filing all the necessary court paperwork related to debt. Program can help people who may have collections issues, wage garnishments, frozen bank accounts, debt court cases or judgments related to credit card debts, medical debts, student loans, car loans, utilities collections, lines of credit, charge accounts, and foreclosures.

Assists and advises debtors in representing themselves in court and filing all the necessary court paperwork related to debt. Program can help people who may have collections issues, wage garnishments, frozen bank accounts, debt court cases or judgments related to credit card debts, medical debts, student loans, car loans, utilities collections, lines of credit, charge accounts, and foreclosures.

Assists and advises debtors in representing themselves in court and filing all the necessary court paperwork related to debt. Program can help people who may have collections issues, wage garnishments, frozen bank accounts, debt court cases or judgments related to credit card debts, medical debts, student loans, car loans, utilities collections, lines of credit, charge accounts, and foreclosures.

A network of over 85 housing counseling and legal services organizations across the state that provide free, qualified mortgage assistance relief services to homeowners. HOPP representatives can connect New Yorkers to high-quality counseling or legal services all over New York State. The HOPP Program is designed to ensure that no family in New York State ever loses their home because they do not have access to a lawyer or qualified housing counselor. Services include: - Assistance with applying for a loan modification, or other types of loss mitigation - Direct representation in court proceedings, including settlement conferences - Homeownership counseling Operates HomeownerHelpNY (https://homeownerhelpny.org/), an online service that provides New Yorkers with the tools and support to avoid foreclosure and/or scams, and to help them find qualified mortgage assistance relief services from the HOPP network. HomeownerHelpNY is a collaboration between the New York State Attorney General Office and the Center for NYC Neighborhoods, a non-profit committed to protecting and preserving affordable homeownership.

Financial Education at Jericho Road includes two programs: Financially Fit and City Roots. Financially Fit offers financial education to refugee and American-born adults, empowering them and their families with the knowledge needed to successfully navigate American financial systems, manage limited resources, and embrace a healthy financial lifestyle. Curriculum centers around visual and experiential learning and teaches principals of banking, budgeting, paying bills on time, proper credit use, and savings. City Roots is Jericho Road's first-time homebuyer education program. This program is for both refugees and American-born adults.

Our Financial Literacy Program offers a step by step FREE education financial education on what not to do, how to fix your credit, what loans to choose from, and all the opportunities available at your finger tips. The Financial Capability program identifies the obstacles that prevent people from buying, helps them develop a plan and budget, and monitors the customer's progress towards overcoming the obstacles.

Families falling behind on mortgage payments can speak with a housing counselor. They will discuss methods to stop foreclosure, including loan modification, forbearance plans, or other plans to allow the family to remain in the home and catch up on missed payments.

* Provides comprehensive free telephone counseling to help avoid foreclosure or anyone struggling with their mortgage.

* Trained counselors in foreclosure prevention and will set up a plan of action.

Responsible for taking and processing mortgages and liens for applicants and recipients of some social services. Responsible for paying for and assisting in the scheduling of burials for residents of Onondaga County who die without funds or family to arrange and pay for a burial. Makes claims against personal injury defendants and estates for the recovery of some benefit payments.

* Provides a free consultation with a bankruptcy lawyer to discuss options for debt relief under bankruptcy protection.

* Determines if bankruptcy will provide a fresh start to eliminate debts, stop foreclosure, or find relief from medical debts and credit card debt.

Provides a program designed to help homeowners remain in their homes by preventing and/or delaying foreclosure. Cases covered include mortgage foreclosure, tax foreclosures, and tenants being evicted due to foreclosure.

* Medicaid-funded program that allows people with disabilities to hire and train personal assistants to care for them in their homes. CDR serves as a fiscal intermediary, processing payroll for personal assistants and providing support to consumers as they manage their own program of care.

Provides financial assistance to individuald who are unable to handle their own finances, services including financial management, direct deposit, bill-paying, and budgeting.

Assists individuals and families who are homeless or in danger of being homeless to find or maintain stable housing through security deposits, first month's rent, back rent, financial workshops, and case management.

* Offers support, information and referral, and education for developmental disabilities, traumatic brain injury, and epilepsy. Case management. Residential Homes. Self-Directed Services, including Fiscal Intermediary and Brokerage services. Family reimbursement. Respite. Health Homes. Family support services, including parent support groups. Structured day and evening programs. Support groups, counseling. Community habilitation. Day Habilitation. Camp EAGR - Residential summer camp for children with epilepsy.

* Youth education or career services for ages 18 to 24. Exploring career options. Preparing for TASC, college or occupational training. Preparing your resume, practicing interview skills, and searching for jobs. Paid work experience. Transportation assistance. Managing money.

* Provides one-on-one financial counseling services. Counselors can assist with developing a plan to pay down debt, budgeting and saving to buy a car or home, improving credit score, accessing low-interest loans, and other financial issues. Counselors are located throughout the city at partner organization sites so clients can access a counselor in a convenient location. For a full list of Rochester FEC locations visit https://www.rochesterfec.org/locations. * COVID-19: During the COVID-19 pandemic the Rochester FEC counseling team is prepared to assist clients with the following: Navigating collection accounts. Calling creditors. Ongoing budget assistance. Exploring student loan options. Help developing saving habits. Educating clients of future savings & options (i.e. retirement, children's education, etc.).

* Offer home ownership counseling and credit counseling to first time home buyers.* Provides comprehensive foreclosure prevention counseling.* Offers financial literacy classes.

Provides a program designed to help homeowners remain in their homes by preventing and/or delaying foreclosure. Cases covered include mortgage foreclosure, tax foreclosures, and tenants being evicted due to foreclosure.

Allows individuals and their family to have decision-making authority over the services that the individual receives to live independently. Offers a support team of three professionals to provide fiscal intermediary services, and support brokerage with the choice of independent or agency brokers (when availble).

* Offers support, information and referral, and education for developmental disabilities, traumatic brain injury, and epilepsy. Case management. Residential Homes. Self-Directed Services, including Fiscal Intermediary and Brokerage services. Family reimbursement. Respite. Health Homes. Family support services, including parent support groups. Structured day and evening programs. Support groups, counseling. Community habilitation. Day Habilitation. Camp EAGR - Residential summer camp for children with epilepsy.

Offers specialized planning for families for all aspects of school, medical, legal and financial for all ages and stages of life.