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Assists persons/families in wide range of housing-related services such as pre-purchase counseling for home buyers, pre-rental, rental delinquency, mortgage default, post-occupancy, reverse mortgages, and money management counseling.

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Mortgage Delinquency and Default Counseling
HUD Approved Counseling Agencies
Homebuyer/Home Purchase Counseling
Senior Housing Information and Referral
Provides guidance and education in the areas of pre-purchase, homebuyer education, delinquency/default, loss mitigation, rental housing, fair housing, and non-delinquent post-purchase issues.

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HUD Approved Counseling Agencies
Homebuyer/Home Purchase Counseling
Provides rental assistance through Section 8 Housing for families to reside in clean, decent and affordable housing.Apartments available for disabled, seniors and veterans.

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Residential Placement Services for People With Disabilities
Independent Living Communities/Complexes
Public Housing
HUD Approved Counseling Agencies
Low Income/Subsidized Private Rental Housing
Offers rental assistance, homeownership counseling, and housing rehabilitation. Housing repair assistance. Processes HUD Section 8 Rental applications.

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At Risk/Homeless Housing Related Assistance Programs
Homebuyer/Home Purchase Counseling
Section 8 Housing Choice Vouchers
Senior Housing Information and Referral
HUD Approved Counseling Agencies
Rent Payment Assistance
Low Income/Subsidized Private Rental Housing
Home Rehabilitation Services
Emergency Housing Provides comprehensive services to at-risk and homeless households to promote retention and maintenance of safe, affordable housing, access to support services and provides case management.Housing Services Provides housing education, counseling, and budgeting guidance for renters, homeowners and potential homeowners.Transitional Housing Provides supports and financial assistance to victims who have become homeless as a result of fleeing an abusive situation.

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Housing Advocacy Groups
Homebuyer/Home Purchase Counseling
Personal Financial Counseling
Tenant Rights Information/Counseling
Housing Search Assistance
Mortgage Delinquency and Default Counseling
HUD Approved Counseling Agencies
At Risk/Homeless Housing Related Assistance Programs
Case/Care Management
Low Income/Subsidized Private Rental Housing
Financial Literacy Training
Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

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HUD Management Companies
Low Cost for Sale Homes/Housing Units
Affordable Housing Development Incentives
HUD Approved Counseling Agencies
Home Maintenance and Minor Repair Grants/Loans
Home Rehabilitation Loans
First Time Buyer Home Loans
Homebuyer/Home Purchase Counseling
The Housing Voucher Program offers rental assistance to eligible low to moderate income families and individuals who want to reside in Chenango County and help them gain safe and adequate housing.Monthly rental payments are provided based on the family size and income. Also, all rental units for the Housing Choice Voucher Program must meet HUD housing quality standards for the occupant's health and safety. The Housing Choice Voucher Program has a wait list (18-24 months) and applicants are encouraged to apply as soon as possible to start the process.

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Low Income/Subsidized Private Rental Housing
HUD Approved Counseling Agencies
Our goal is to help individuals and families move on from homelessness into a position of safe, affordable, and stable quality housing. Our team offers specific counseling in areas that our clients desire and qualify for, so they can achieve independence in the housing placement of their choosing.

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HUD Approved Counseling Agencies
Low Income/Subsidized Private Rental Housing
Offers credit counseling and financial advise toward the goal of homeownership. Reverse mortgage information available, foreclosure counseling, enolization and other energy programs. Home repair or modification grants for low income elderly or people with disabilities.

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HUD Approved Counseling Agencies
Weatherization Programs
Home Maintenance and Minor Repair Services
Reverse Mortgage Programs
Residential Energy / Water Conservation Rebates
Home Barrier Evaluation / Removal Services
Offers foreclosure counseling workshops.

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Mortgage Delinquency and Default Counseling
HUD Approved Counseling Agencies
Offers pre-purchase and pre-rental counseling as well as information about reverse mortgages, foreclosures, eviction, home improvements, and rehabilitation.

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HUD Approved Counseling Agencies
Homebuyer / Home Purchase Counseling
Provides listing of HUD certified, home counseling agencies for current and prospective home buyers and renters.

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Mortgage Delinquency and Default Counseling
HUD Approved Counseling Agencies
Vulnerable people are able to obtain and maintain safe and affordable housing.The Apartments at Country Farm1023 NYS Rte 38Owego, NY 13827 607-687-0707Long Meadow Senior Housing5 Browns LnOwego, NY 13827607-687-5554Nichols School House Apartments84 Cady AveNichols, NY 13812607-699-0524Springview Senior Housing80 Spring St Waverly, NY 14892607-565-4812

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Independent Living Communities/Complexes
HUD Approved Counseling Agencies
Senior Housing Information and Referral
HUD Management Companies
Public Housing
Housing Search Assistance
Low Income/Subsidized Private Rental Housing
Offers housing counseling services and workshops on pre-purchase, post-purchase, reverse mortgages, rental, mortgage default/foreclosure prevention, as well as financial education focusing on budgeting, credit, banking, and goal setting. Counseling is provided at various locations.

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Landlord Rights Information / Counseling
Mortgage Delinquency and Default Counseling
Homebuyer / Home Purchase Counseling
Housing Down Payment Loans / Grants
Financial Literacy Training
HUD Approved Counseling Agencies
A not for profit HUD Approved Housing Counseling agency that provides pre- and post-purchase counseling, foreclosure prevention, and rental counseling to landlords and tenants. Offers the following programs: - First Time Homebuyers Program - Foreclosure Prevention - Home Equity Conversion Mortgage Counseling / Reverse Mortgage Counseling - Landlord Training - Rental Registry - Tenant Education - DHS Inspections

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HUD Approved Counseling Agencies
Building and Safety
Tenant Rights Information / Counseling
Homebuyer / Home Purchase Counseling
Mortgage Delinquency and Default Counseling
Tenant Readiness Education Programs
Landlord Rights Information / Counseling
Administers a variety of programs to promote affordable housing and community development statewide.

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HUD Approved Counseling Agencies
Responds to complaints of discrimination in rental or purchase of housing. Provides education to consumers, professionals and Co-op boards about issues on fair housing practices.

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HUD Approved Counseling Agencies
Housing Discrimination Assistance
Offers foreclosure counseling workshops.

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Mortgage Delinquency and Default Counseling
HUD Approved Counseling Agencies
Provides grants to eligible low-to-moderate income first time homebuyers for down payments and closing cost assistance. Provides credit counseling and help in preparing to obtain a home loan.

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Housing Down Payment Loans/Grants
HUD Approved Counseling Agencies
Provides one-on-one HUD certified counseling.
Offers information and referral on housing options in Broome County, including counseling for first-time home buyers, homeowners in default, budget and credit counseling, rental counseling and rental relocation.

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HUD Approved Counseling Agencies
Reverse Mortgage Programs
Homebuyer/Home Purchase Counseling
Senior Housing Information and Referral
Offers financial counseling for homeowners who are facing default/foreclosures on a primary residence mortgage. Counselors work with the client and the mortgage to arrange a mutually agreeable and realistic payment plan, when possible.

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Mortgage Delinquency and Default Counseling
HUD Approved Counseling Agencies
Foreclosure Prevention Loan Modification / Refinancing Programs
Homebuyer / Home Purchase Counseling
Provides housing counseling, pre- and post-purchase/homebuyer counseling, foreclosure prevention/default counseling and closing cost assistance.

Categories

Homebuyer/Home Purchase Counseling
HUD Approved Counseling Agencies
Mortgage Delinquency and Default Counseling
Provides a nationally-certified Homebuyer Education Course for first-time homebuyers, individual pre-purchase and post-purchase counseling. Course certificate required for most first-time homebuyer programs.

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HUD Approved Counseling Agencies
Homebuyer/Home Purchase Counseling