Provides housing counseling services, including homebuyer education, home maintenance education, mortgage default/restructuring counseling, tenancy/fair housing counseling, HECM counseling, and financial literacy budget/debt counseling.

Grants are available for first-time homebuyers seeking to purchase foreclosed homes in Nassau and Suffolk Counties as part of the Community Stabilization Program. Grants can be used for down payment. Provides up to $30,000 in down payment assistance.

Oversees the following services: Tenant Rights, Fair Housing and Homeownership Resources. Call for information regarding each service.

Provides free mortgage counseling, one on one education of mortgage process for first-time homebuyers, credit and income review, and assistance in obtaining pre-approval. Also offers advice about refinancing, anti-predatory lending education, post-purchase counseling, reverse mortgage counseling and default prevention education.

Offers pre-purchase and pre-rental counseling as well as information about reverse mortgages, foreclosures, eviction, home improvements, and rehabilitation.

Offers a Home Buyer Education Course covering topics such as: household budgeting, credit and savings management, home inspections and the purchase process. Families who successfully complete this course may also be eligible for grants and other assistance for purchasing a home.

Offers financial counseling for homeowners who are facing default/foreclosures on a primary residence mortgage. Counselors work with the client and the mortgage to arrange a mutually agreeable and realistic payment plan, when possible.

Provide education about the home buying process and wealth and asset building, enabling them to move toward a successful purchase of safe and affordable housing.

Provides housing counseling for landlord/tenant-rights and responsibilities, rent payment increases and eviction situations, and mortgage counseling to homeowners. Pre-purchase, pre-rental and mortgage default counseling. Call. Appointment preferred.

Offers home buyer counseling to anyone who is buying a house for the first time or wants to get re-educated after a few years.

Offers education seminars in person and online, as well as one-to-one counseling. These courses provide participants with the information that all first-time homebuyers should know in order to make well informed decisions and become an empowered and educated consumer. Course topics include: Assessment of Homeownership Readiness Budgeting & Credit Financing a Home Shopping for a Home Maintaining a Home Managing Homeownership Finances

Offers information and referral on housing options in Broome County, including counseling for first-time home buyers, homeowners in default, budget and credit counseling, rental counseling and rental relocation.

Offers first time homebuyers assistance to cover down payment and/or closing costs plus rehabilitation expenses. Also offers pre-purchase and post-purchase education, as well as homeownership counseling.

One to one financial counseling for first-time homebuyers, including how much of a mortgage is affordable, understanding closing costs, resolving credit issues, and how to select a real estate agent, lawyer, mortgage lender and other professionals. Counselors will link prospective first time homebuyers with sources of down payment assistance. Workshops scheduled periodically at various locations throughout the county.

Provides home purchase counseling, geared towards first-time home buyers, along with home rehabilitation services for low income individuals who need to make repairs for health, safety, or accessibility reasons, and foreclosure prevention counseling for those struggling to maintain current mortgage payments.

The Counseling Services Program is tailored to the needs of each customer as they actively work toward individually established goals to improve their financial hurdles to home ownership. Customers meet for at least one hour each month with a Homeowner Counselor. A six-hour home buyer education class detailing the process of purchasing and owning a home is taught once a month. There is one-on-one assistance in filing out forms required to apply for the program and mortgages. Assessments of individual financial management strengths and needs, and individualized assistance in setting and achieving goals in order to successfully qualify for a mortgage are provided. Credit reports are reviewed and clients are taught how to read and understand them. Pre-home ownership and post-home ownership counseling, credit counseling, debt counseling, budgeting, mortgage counseling, how to save, post-home ownership budgeting, savings counseling and mortgage management are available.

Provides HUD approved educational programs, grants for modest income individuals and families to purchase their first home. Assistance may also be available to income qualified homeowners to make home repairs. Operates 52 rental units for modest income families. Also provides outreach, including foreclosure counseling.

Provides up to $3,000 in assistance with closing costs through a loan that must be repaid for first time home buyers. Also offers HUD approved housing counseling including homebuyer counseling, reverse mortgage counseling to seniors, and foreclosure prevention programs.

Individual or group counseling to educate sonsumers with information pertaining to conventional and government assisted mortgages.

Provides services to help individuals make better decisions about their finances and housing finances and to help others who need help with debt or credit card problems. Services include, debt management, credit counseling, housing counseling, credit card debt, and personal finances.

Offers Nassau and Suffolk County residents information on first time home buying, down payments, closing cost assistance, competitive first time homebuyer mortgage products, and tips on how to negotiate with a seller. Call for additional information.

The Housing programs help people with a variety of housing goals and needs. For some clients, keeping their home and avoiding foreclosure is a challenge. We can help via our foreclosure prevention counseling, where we look for programs that help people keep their homes. Others may be preparing to buy a home for the first time, and we can help them too with our pre-purchase counseling and Essentials for Buying your First Home program. We also offer reverse mortgage counseling, rental counseling, and a few other services, programs, and educational opportunities.

Sponsors home buying workshops including credit counseling, budgeting, utilities, tax assessment, insurance and legal counseling. Also offers private counseling.

Provide education about the home buying process and wealth and asset building, enabling them to move toward a successful purchase of safe and affordable housing.

Financial Education at Jericho Road includes two programs: Financially Fit and City Roots. Financially Fit offers financial education to refugee and American-born adults, empowering them and their families with the knowledge needed to successfully navigate American financial systems, manage limited resources, and embrace a healthy financial lifestyle. Curriculum centers around visual and experiential learning and teaches principals of banking, budgeting, paying bills on time, proper credit use, and savings. City Roots is Jericho Road's first-time homebuyer education program. This program is for both refugees and American-born adults.