Provides a nationally-certified Homebuyer Education Course for first-time homebuyers, individual pre-purchase and post-purchase counseling. Course certificate required for most first-time homebuyer programs.

Provides referrals and general information regarding housing. Offers counseling regarding home ownership, negotiations between tenants/landlords and housing grievance complaints, eviction prevention, housing publications, assistance in obtaining rental subsidies, and housing court assistance.

Provides a number of programs and services to help farmers, low income individuals and families, and the working poor to access affordable housing.

TRIP offers housing counseling services free of charge for purchase, default, foreclosure prevention and mortgage counseling.

Provides home buying education classes for families interested in buying a home. Topics include understanding the process, developing a budget, and different types of mortgages.

TRIP offers pre and post purchase housing and financial programs and services to assist first time home-buyers and current homeowners to be successful over the long term. Services include individual housing and financial counseling, home-buyer education classes, foreclosure prevention services, landlord training, home repairs, and more.

Pre purchase counseling. All aspects of purchasing a home as well as what to expect as a homeowner will be discussed.

homebuying home ownership home refinancing HUD homes for sale and how to buy one rental assistance programs relocation, foreclosure and eviction services for the homeless housing discrimination

Valley Rural Housing offers pre-purchase, delinquency-default, budget and credit counseling as well as maintenance education and mortgage application assistance.

The Counseling Services Program is tailored to the needs of each customer as they actively work toward individually established goals to improve their financial hurdles to home ownership. Customers meet for at least one hour each month with a Homeowner Counselor. A six-hour home buyer education class detailing the process of purchasing and owning a home is taught once a month. There is one-on-one assistance in filing out forms required to apply for the program and mortgages. Assessments of individual financial management strengths and needs, and individualized assistance in setting and achieving goals in order to successfully qualify for a mortgage are provided. Credit reports are reviewed and clients are taught how to read and understand them. Pre-home ownership and post-home ownership counseling, credit counseling, debt counseling, budgeting, mortgage counseling, how to save, post-home ownership budgeting, savings counseling and mortgage management are available.

Emergency Housing Provides comprehensive services to at-risk and homeless households to promote retention and maintenance of safe, affordable housing, access to support services and provides case management.Housing Services Provides housing education, counseling, and budgeting guidance for renters, homeowners and potential homeowners.Transitional Housing Provides supports and financial assistance to victims who have become homeless as a result of fleeing an abusive situation.

Provides housing counseling services, including homebuyer education, home maintenance education, mortgage default/restructuring counseling, tenancy/fair housing counseling, HECM counseling, and financial literacy budget/debt counseling.

Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

Offers an eight-hour homebuyer education course to provide information for individuals looking to buy a home.

Offers rental assistance, homeownership counseling, and housing rehabilitation. Housing repair assistance. Processes HUD Section 8 Rental applications.

Assists low-income individuals and families with first time homeownership.

Provides housing counseling services, including homebuyer education, home maintenance education, mortgage default/restructuring counseling, tenancy/fair housing counseling, HECM counseling, and financial literacy budget/debt counseling.

Low to moderate-income families looking to purchase their first home within Chenango or Broome County who need assistance in learning the real estate process and available financing opportunities.

Offers information and referral on housing options in Broome County, including counseling for first-time home buyers, homeowners in default, budget and credit counseling, rental counseling and rental relocation.

Provides housing counseling services, including homebuyer education, home maintenance education, mortgage default/restructuring counseling, tenancy/fair housing counseling, HECM counseling, and financial literacy budget/debt counseling.

Offers financial counseling for homeowners who are facing default/foreclosures on a primary residence mortgage. Counselors work with the client and the mortgage to arrange a mutually agreeable and realistic payment plan, when possible.

Provides housing counseling for landlord/tenant-rights and responsibilities, rent payment increases and eviction situations and mortgage counseling to homeowners. Pre-purchase, pre-rental and mortgage default predatory lending counseling. Call. Appointment required for some counseling.

Offers low and moderate income first-time home buyers assistance with home buying counseling, down payment, closing costs, etc.

Provides an on-line class to assist families in determining the most viable means of financing a new home and provides basic home buying information.

Provides HUD approved educational programs, grants for modest income individuals and families to purchase their first home. Assistance may also be available to income qualified homeowners to make home repairs. Operates 52 rental units for modest income families. Also provides outreach, including foreclosure counseling.