Home Improvement Program Neighborhood Improvement Program Demolition Program Street Reconstruction Program

Provides referrals and general information regarding housing. Offers counseling regarding home ownership, negotiations between tenants/landlords and housing grievance complaints, eviction prevention, housing publications, assistance in obtaining rental subsidies, and housing court assistance.

Low to moderate-income families looking to purchase their first home within Chenango or Broome County who need assistance in learning the real estate process and available financing opportunities.

homebuying home ownership home refinancing HUD homes for sale and how to buy one rental assistance programs relocation, foreclosure and eviction services for the homeless housing discrimination

TRIP offers pre and post purchase housing and financial programs and services to assist first time home-buyers and current homeowners to be successful over the long term. Services include individual housing and financial counseling, home-buyer education classes, foreclosure prevention services, landlord training, home repairs, and more.

Provides housing counseling services, including homebuyer education, home maintenance education, mortgage default/restructuring counseling, tenancy/fair housing counseling, HECM counseling, and financial literacy budget/debt counseling.

Offers information and referral on housing options in Broome County, including counseling for first-time home buyers, homeowners in default, budget and credit counseling, rental counseling and rental relocation.

Emergency Housing Provides comprehensive services to at-risk and homeless households to promote retention and maintenance of safe, affordable housing, access to support services and provides case management.Housing Services Provides housing education, counseling, and budgeting guidance for renters, homeowners and potential homeowners.Transitional Housing Provides supports and financial assistance to victims who have become homeless as a result of fleeing an abusive situation.

Pre purchase counseling. All aspects of purchasing a home as well as what to expect as a homeowner will be discussed.

The Counseling Services Program is tailored to the needs of each customer as they actively work toward individually established goals to improve their financial hurdles to home ownership. Customers meet for at least one hour each month with a Homeowner Counselor. A six-hour home buyer education class detailing the process of purchasing and owning a home is taught once a month. There is one-on-one assistance in filing out forms required to apply for the program and mortgages. Assessments of individual financial management strengths and needs, and individualized assistance in setting and achieving goals in order to successfully qualify for a mortgage are provided. Credit reports are reviewed and clients are taught how to read and understand them. Pre-home ownership and post-home ownership counseling, credit counseling, debt counseling, budgeting, mortgage counseling, how to save, post-home ownership budgeting, savings counseling and mortgage management are available.

Provides an on-line class to assist families in determining the most viable means of financing a new home and provides basic home buying information.

Provides home owner counseling for first time home buyers and credit counseling for all home owners.

Provides home buyer counseling and ownership readiness training to improve affordable home ownership opportunities to low-moderate income individuals and families.

Comprehensive training in purchasing a house for low- and moderate-income first-time home buyers, including: establishing good credit understanding home financing working with a realtor how house inspections work understanding documents signed at closingthrough traditional classroom setting; four weekly, two-hour sessions with guest speakers online through eHomeAmerica with videos and self-tests, enabling individuals to complete the program at home at his or her own paceOne-on-one counseling on topics from credit counseling to home maintenance.Residents of Cayuga, Chemung, Cortland, Schuyler, Seneca, Tioga, and Tompkins.Offers assistance with down payments; homebuyer education required.

Provides a number of programs and services to help farmers, low income individuals and families, and the working poor to access affordable housing.

Oversees the following services: Tenant Rights, Fair Housing and Homeownership Resources. Call for information regarding each service.

Provides home buying education classes for families interested in buying a home. Topics include understanding the process, developing a budget, and different types of mortgages.

Provides housing counseling services, including homebuyer education, home maintenance education, mortgage default/restructuring counseling, tenancy/fair housing counseling, HECM counseling, and financial literacy budget/debt counseling.

Provides free mortgage counseling, one on one education of mortgage process for first-time homebuyers, credit and income review, and assistance in obtaining pre-approval. Also offers advice about refinancing, anti-predatory lending education, post-purchase counseling, reverse mortgage counseling and default prevention education.

Provides comprehensive housing counseling services to individuals and families. Services include credit counseling, budgeting, pre and post home ownership counseling, foreclosure prevention counseling, and resources for down payment assistance programs.

Various programs focus on helping individuals gain assets and become self-sufficient, improving the health and safety and energy efficiency measures in their home, and helping to develop and improve local businesses. Directly offers opportunities for home ownership and education, energy conservation through weatherization assessment, and renovation services. Also offers financial services such as budgeting along with homeownership, credit, bankruptcy, and foreclosure counseling.

One to one financial counseling for first-time homebuyers, including how much of a mortgage is affordable, understanding closing costs, resolving credit issues, and how to select a real estate agent, lawyer, mortgage lender and other professionals. Counselors will link prospective first time homebuyers with sources of down payment assistance. Workshops scheduled periodically at various locations throughout the county.

Grants are available for first-time homebuyers seeking to purchase foreclosed homes in Nassau and Suffolk Counties as part of the Community Stabilization Program. Grants can be used for down payment. Provides up to $30,000 in down payment assistance.

Individual or group counseling to educate sonsumers with information pertaining to conventional and government assisted mortgages.

Provides housing counseling for landlord/tenant-rights and responsibilities, rent payment increases and eviction situations and mortgage counseling to homeowners. Pre-purchase, pre-rental and mortgage default predatory lending counseling. Call. Appointment required for some counseling.