* Provides loans to very low income homeowners to repair, improve or modernize their homes.
* Grants to elderly very low income homeowners to remove health and safety hazards.

Works to increase economic opportunity and improve the quality of life for rural residents by offering single family homeownership loans, home repair loans and grants, multi-family housing, community facilities loans, business and industry guaranteed loans, water and sewer loans, renewable energy loans and grants, and value-added programs. This program also offers a designed to help broaden access to COVID-19 testing and vaccines, rural health care services, and food assistance through food banks and food distribution facilities.

Home Rehabilitation provides grants for home modification to increase accessibility for eligible individuals who are disabled.

Offers grants to low to moderate income owner-occupied households across Broome and Chenango Counties in correcting serious threats to health and safety issues to homeowners.

Provides home rehabilitation assistance for low-to-moderate income families with qualifying repairs.

Provides home ownership opportunities to low- and moderate-income individuals through several loan, grant, and loan guarantee programs. Funding may be available for single family homes, apartments for low-income persons or the elderly, housing for farm laborers, and community facilities such as childcare centers, fire and police stations, hospitals, libraries, nursing homes, schools. The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary.

Offers home improvement grants to very low income home owners to bring the home to HQS (Housing Quality Standards). All code issues are addressed.

Offers emergency home repairs and repairs for owner occupied single family homes. Repairs are for the health and safety of residents and structural integrity of the home and may include septic tanks, roofs, hot water tanks, as well as address accessibility issues.

Offers emergency home repairs and repairs for owner occupied single family homes in order to help repair or replace water wells and septic systems. Repairs are for the health and safety of residents and structural integrity of the home.

Provides grants to assist eligible homeowners to make essential home repairs and to correct basic structural deficiencies that present health and safety hazards to the residents. Improvements may include repairs to major building systems (roof, electrical, heating, plumbing) as well as code items and other necessary repairs. The program does not provide funds for basic remodeling costs. Priority will be given to properties in greatest need of rehabilitation.

Provides funds for single family, owner occupied homes to help with repairs for health and safety issues. Typical repairs may include roofs, furnaces, plumbing, electrical, hot water tanks, and accessibility for persons with disabilities and frail elderly.

Uses income-qualifying standards set by the federal government for the Rent Subsidy Program and the Home Improvement Program.

Provides energy conservation measures and health and safety measures which include: reducing fuel consumption and other minor repairs related to energy needs, appliance efficiency testing and replacement, heating system repair and replacement, and insulation installation.

Provides subsidized rental assistance, first time home buyers incentive programs, fair housing opportunities and facilitates the housing discrimination complaint process. Provides home ownership assistance for low-moderate income families, offers senior housing information and aid with reverse mortgages, nursing home and hospital assistance, counseling for home buyers, homeowners and tenants, home rehabilitation funds and block grants to communities for economic development and job creation, lead based paint abatement, and Indian housing information.

Identifies Home Energy Assistance Program (HEAP) clients in need of weatherization services and provides education on energy conservation. Services may include repairs to heating systems and door/window replacements.

Staff can assist individuals 60 and over with completing applications for various agencies/programs to complete home repairs that are needed to keep their home energy sufficient.

Provides zero interest loans and deferred payment loans to low and moderate income older homeowners for the improvement of their single family, detached owner-occupied home up to $20,000. Repair focus is on code violations and major systems such as furnaces, plumbing, structure, electrical, septic, kitchen, windows, etc.

Provides a tax-exempt organization dedicated to building basic affordable housing with volunteer labor and donated or purchased materials for deserving, low-to-moderate income Nassau County residents. Produces the newsletter, Habitatler, and has a speakers bureau. NATIONAL HEADQUARTERS: Habitat for Humanity International, Americus, GA 31709-6935.

Provides income eligible homeowners, including rental property owners and landlords with repair funds for older homes and apartments for the removal and replacement of windows with lead elements, and/or painting and repair of lead-based materials.

Offers a variety of loan and 100% financing programs to assist with home purchases, construction, home repairs or refinancing, for qualifying applicants. Financing includes Conventional Loans, VA, FHA, Rural Housing, and Rehab Loans.

Provides home improvement loans for the elderly and low income homeowners residing in Babylon Town.

Sullivan Housing Corporation was established to preserve and improve housing opportunities for low- to moderate-income residents of Sullivan County. The company's activities include: rehabilitation of existing housing, property management, and assistance to households applying for available loans and grant funds. Rural Sullivan also runs a comprehensive housing counseling program which assists persons through home ownership counseling, loan default remediation, and tenant/landlord issues.

Provides houses for homeless families of Suffolk County with two or more children and helps them to become self-sufficient. Rehabilitates and builds houses for these families, and provides support services in areas of home management, nutrition, goal setting, budgeting, and parenting through a social worker.

Provides repairs and re-conditioning, for cost with no-interest loans, limited income families or seniors and are homeowners and cannot afford a contractor due to limited income.

Provides home purchase counseling, geared towards first-time home buyers, along with home rehabilitation services for low income individuals who need to make repairs for health, safety, or accessibility reasons, and foreclosure prevention counseling for those struggling to maintain current mortgage payments.