Provides financial education, counseling and ongoing support to consumers nationwide, helping them to develop the tools they need to better manage their debt. Counselors offer individual financial analysis, budget counseling, financial goals and guidance. Also offers a debt management program including lower interest rates and payments on credit cards. Bankruptcy and housing counseling are also available.

Provides family consultants to assist with issues disrupting personal well-being. Consultants can assist with strategies to manage stress, relationship issues, parent-child concerns, domestic violence, substance use disorder, grief, etc.