Focuses on creating asset development opportunities for both residents and entrepreneurs. Assists individuals in growing and investing in their communities by providing lending capital, training, consulting, technical assistance, seminars, workshops, and low-cost business rental space to new and existing businesses that would otherwise lack access to these services. Assists area residents in developing asset based thinking by providing financial literacy training, basic budgeting, and home appliance loans to combat predatory lenders. Loan programs and Cottage Industry Assistance Program target low to moderate income existing and prospective individuals. Chautauqua Microenterprise Loan Fund and the Women and Minority Microenterprise Loan Fund Programs help small businesses by providing small business start up and expansion loans. The small business incubator offers small businesses an opportunity to grow and stabilize with subsidies around rent, business services, and technical assistance. Program site serves as a Warming Center during times of excessive cold and as a Cooling Center during times of excessive heat. Always call ahead to make sure a Warming/Cooling Center is open before going there.

* Assists minorities and women in launching and growing their businesses through classroom instruction, one-on-one technical assistance, and help with New York State Minority and/or Women-Owned Business Enterprise certification applications. * Assist dislocated workers, individuals with disabilities, as well as aspiring small businesspersons in the start-up, development, and/or expansion of independent self-owned micro-enterprise ventures.

Provides counseling and support to those in the community interested in developing a small business, or already involved in a small business enterprise. Offers various workshops.

Serves as a link to SBA's expanding support network, providing important information about starting and growing a successful business.

Provides free or low-cost legal resources to established or start-up businesses, in the form of consultations with attorneys and educational programs on small business legal topics.

Provides businesses with advising services, assistance with plan development, and workshops for small business owners and entrepreneurs.

Offers business development and management assistance for all stages of business ownership. Assistance includes: business plan preparation; marketing assistance; business counseling; strategic business planning; computer training; record-keeping training; tax seminars; and e-commerce workshops.

Provides information on physical and demographic characteristics of the county. Assistance and counseling regarding planning and community development activities.

Provides one-on-one advisement to startup and existing businesses. Offers classes and seminars designed to address specific operational/technical needs.

Provides counseling and support to those in the community interested in developing a small business, or already involved in a small business enterprise. Offers various workshops.

Provides counseling and support to those in the community interested in developing a small business, or already involved in a small business enterprise. Offers various workshops.

Offers economic development loans for commercial development/maintenance, housing rehabilitation loans for rental properties, and loans to help with water and sewer issues. Helps to identify other funding sources to help build the local business economy, including providing demographic and statistical data, identifying commercial sites and buildings, coordinating reviews and help with understanding and complying with local zoning and code laws.

Offers economic development loans for commercial development/maintenance, housing rehabilitation loans for rental properties, and loans to help with water and sewer issues. Helps to identify other funding sources to help build the local business economy, including providing demographic and statistical data, identifying commercial sites and buildings, coordinating reviews and help with understanding and complying with local zoning and code laws.

Provides programs/seminars of interest to persons in small business operations. Provides opportunity to meet with peers to share experiences, problems and successes. Includes monthly meetings, united legislative efforts and business services. Provides one-to-one confidential counseling and training to start-up and existing small businesses in seven-county region.

Provides free and confidential business counseling tailored to meet needs of small business and personal objectives.

Offers structured approach to stimulate local economic growth by retaining and expanding existing establishments. Small business training.

* Provides English as a Second Language classes, citizenship services, small business development services for refugees and immigrants.
* Offers free Immigration legal services by appointment only.

Facilitates and supports activities which increase job opportunities, maximize the quality of life, and foster a rural economy within the County.

Serves as a Foundation Center regional affiliate. Provides visitors with free public access to a core collection of Foundation Center print directories and online resources as well as books on fundraising, grant writing, and nonprofit management.

Provides information and direct assistance through NYS programs to established small businesses. Special assistance available to businesses owned by women or minorities. Assistance varies and ranges from: business expansion, relocation, employee retraining/recruitment, direction on permit filing, export, or government sales.

Provides an array of services to help business start-up, grow and relocate to the City of Binghamton.

Provides professional services and programs that promote economic vitality, environmental integrity and strong communities.

* Provides counseling for individuals wishing to start a small business or grow their business. Services may include: Mentoring. Workshops. Veterans' business assistance. * Offers e-mail counseling via website. * Provides post-disaster assistance to small businesses.

Provides government information and services. Info ranges from: federal parks; federal jobs; consumer services; senior programs; small business assistance; tax preparation; overseas travel; passports, Medicare, etc.

Works in partnership with the private sector and the community-based organizations to provide financial assistance and business planning primarily in rural areas. Helps fund projects or provides loan guarantees that create or preserve quality jobs and/or promote a clean rural environment. Recipients of these programs may include individuals, corporations, partnerships, cooperatives, public bodies, nonprofit corporations, Indian tribes, and private companies.