Program offers small targeted loans for business creation or expansion that can directly result in increased income and wealth generation.

Focuses on creating asset development opportunities for both residents and entrepreneurs. Assists individuals in growing and investing in their communities by providing lending capital, training, consulting, technical assistance, seminars, workshops, and low-cost business rental space to new and existing businesses that would otherwise lack access to these services. Assists area residents in developing asset based thinking by providing financial literacy training, basic budgeting, and home appliance loans to combat predatory lenders. Loan programs and Cottage Industry Assistance Program target low to moderate income existing and prospective individuals. Chautauqua Microenterprise Loan Fund and the Women and Minority Microenterprise Loan Fund Programs help small businesses by providing small business start up and expansion loans. The small business incubator offers small businesses an opportunity to grow and stabilize with subsidies around rent, business services, and technical assistance. Serves as a Warming Center during times of excessive cold and as a Cooling Center during times of excessive heat. Always call ahead to make sure a Warming/Cooling Center is open before going there.

Provides financial assistance for microenterprises.

Provides access to capital, technical assistance, business training, and referral services for minority- and women-owned businesses. Program assists each applicant to evaluate the effectiveness of their business operations, view their business from an external perspective, and access technical assistance tailored to the specific needs of the business operating model.

Focuses on creating asset development opportunities for both residents and entrepreneurs. Assists individuals in growing and investing in their communities by providing lending capital, training, consulting, technical assistance, seminars, workshops, and low-cost business rental space to new and existing businesses that would otherwise lack access to these services. Assists area residents in developing asset based thinking by providing financial literacy training, basic budgeting, and home appliance loans to combat predatory lenders. Loan programs and Cottage Industry Assistance Program target low to moderate income existing and prospective individuals. Chautauqua Microenterprise Loan Fund and the Women and Minority Microenterprise Loan Fund Programs help small businesses by providing small business start up and expansion loans. The small business incubator offers small businesses an opportunity to grow and stabilize with subsidies around rent, business services, and technical assistance. Program site serves as a Warming Center during times of excessive cold and as a Cooling Center during times of excessive heat. Always call ahead to make sure a Warming/Cooling Center is open before going there.

Provides a 15-week entrepreneurial training program, business counseling, technical assistance and workshops. Also offers loans of $500 up to $50,000 that are available to start-up and existing entrepreneurs. Women and miniroty business owners are encouraged to apply.

Provides loans of up to $50,000 to start-up and growing entrepreneurs, especially women and minority business owners are encouraged to apply.

Offers a variety of services for businesses of any size in Yonkers, looking for information, funding, or advice on business and community development issues.

Provides referrals for working parents searching for licensed day care providers. Also provides training workshops for day care providers on various topics, such as early childhood development, health and safety, nutrition, educational activities, and program management. Assists those interested in starting a day care through funding and orientation seminars.

Offers a vast array of programs aimed at serving various communities in their development and revitalization efforts leading to overall economic development. Programs include: Business Loans Business Signs & Awning Grants Contractor Corner Home Rehabilitation & Repairs Grants and Loans Lead Line Service Replacement Grant Request for Proposals Special Projects - New Cassel Urban Renewal Plan Visit website for details about each program

Raising HOPE: a one-to one mentoring program to help women in need of support to develop and achieve educational or career goals in order to become financially stable and self-sufficient. A limited amount of financial assistance is available annually to address a mentee’s educational or career goals, or to maintain housing or financial stability. Must be a program participant for at least 6 months prior to submitting a financial assistance request.

Financial assistance with personal or business expenses for low-income small business owners.

Provides programs aimed at locally owned and operated businesses, which offers business consultation, funding, networking, and other business developing services, along with applications for city contracts, including specialized segments for minority or women owned businesses.

* Offers a variety of resources and supportive services to help meet the needs of small businesses and entrepreneurs. Counseling and consulting. Mentorship. Training. Loans (including lender matching). Grants. Investment capital. Contracting assistance. Online business guide. Online business courses.

economic development loans, usually to fill financial gap in project after other financing is exhausted, to businesses creating new jobs loan products for high priority businesses in targeted areas of the city; businesses taking advantage of and enhancing Cayuga Waterfront Trail.

* Provides low-interest disaster loans to help businesses and homeowners recover from declared disasters. Physical Damage: Loans to cover repairs and replacement of physical assets damaged in a declared disaster. Economic Injury: Loans to cover small business operating expenses after a declared disaster.

* Provides crowdfunded business loans of $1,000-$15,000 at 0% interest and with no fees. Borrowers use their loans for business expenses such as working capital, renovations, purchasing pieces of equipment, moving into store fronts, or hiring employees.

Provides low interest loans to small businesses.

Provides low-interest loans to Fulton businesses for expansion and/or start-up.

* Offers financial assistance to small businesses impacted by the coronavirus through the following programs:Paycheck Protection Program: ended May 31, 2021. Existing borrowers may be eligible for PPP loan forgiveness. (Closed) SBA Debt Relief: Offers a reprieve to small businesses as they overcome the challenges created by this health crisis. SBA will pay the principal and interest of new 7(a) loans issued before September 27, 2020. The SBA will also pay the principal and interest of current 7(a) loans for a period of six months.(Closed) SBA Express Bridge Loans: Small businesses with a business relationship with an SBA Express Lender can access up to $25,000 with less paperwork. These can be a term loan or a means to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for a decision and disbursement on an Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.

Provides low interest loans to small businesses.

Workplace safety training, human resource management programs, workforce recruitment assistance, an On-the-Job Training Program, and export help among other valuable services for industrial employers in northern New York.