Focuses on creating asset development opportunities for both residents and entrepreneurs. Assists individuals in growing and investing in their communities by providing lending capital, training, consulting, technical assistance, seminars, workshops, and low-cost business rental space to new and existing businesses that would otherwise lack access to these services. Assists area residents in developing asset based thinking by providing financial literacy training, basic budgeting, and home appliance loans to combat predatory lenders. Loan programs and Cottage Industry Assistance Program target low to moderate income existing and prospective individuals. Chautauqua Microenterprise Loan Fund and the Women and Minority Microenterprise Loan Fund Programs help small businesses by providing small business start up and expansion loans. The small business incubator offers small businesses an opportunity to grow and stabilize with subsidies around rent, business services, and technical assistance. Program site serves as a Warming Center during times of excessive cold and as a Cooling Center during times of excessive heat. Always call ahead to make sure a Warming/Cooling Center is open before going there.

Provides low interest loans to small businesses.

Provides low interest loans to small businesses.

economic development loans, usually to fill financial gap in project after other financing is exhausted, to businesses creating new jobs loan products for high priority businesses in targeted areas of the city; businesses taking advantage of and enhancing Cayuga Waterfront Trail.

Provides low interest loan money to stimulate local business development opportunities. Funds are provided on a matching basis; previous loans have provided up to 50 to 60 percent of the cost of approved projects.

Provides low-interest loans to Fulton businesses for expansion and/or start-up.

Works in partnership with the private sector and the community-based organizations to provide financial assistance and business planning primarily in rural areas. Helps fund projects or provides loan guarantees that create or preserve quality jobs and/or promote a clean rural environment. Recipients of these programs may include individuals, corporations, partnerships, cooperatives, public bodies, nonprofit corporations, Indian tribes, and private companies.

Offers a vast array of programs aimed at serving various communities in their development and revitalization efforts leading to overall economic development. Programs include: Business Loans Business Signs & Awning Grants Contractor Corner Home Rehabilitation & Repairs Grants and Loans Lead Line Service Replacement Grant Request for Proposals Special Projects - New Cassel Urban Renewal Plan Visit website for details about each program

Workplace safety training, human resource management programs, workforce recruitment assistance, an On-the-Job Training Program, and export help among other valuable services for industrial employers in northern New York.

* Provides crowdfunded business loans of $1,000-$15,000 at 0% interest and with no fees. Borrowers use their loans for business expenses such as working capital, renovations, purchasing pieces of equipment, moving into store fronts, or hiring employees.

Focuses on creating asset development opportunities for both residents and entrepreneurs. Assists individuals in growing and investing in their communities by providing lending capital, training, consulting, technical assistance, seminars, workshops, and low-cost business rental space to new and existing businesses that would otherwise lack access to these services. Assists area residents in developing asset based thinking by providing financial literacy training, basic budgeting, and home appliance loans to combat predatory lenders. Loan programs and Cottage Industry Assistance Program target low to moderate income existing and prospective individuals. Chautauqua Microenterprise Loan Fund and the Women and Minority Microenterprise Loan Fund Programs help small businesses by providing small business start up and expansion loans. The small business incubator offers small businesses an opportunity to grow and stabilize with subsidies around rent, business services, and technical assistance. Serves as a Warming Center during times of excessive cold and as a Cooling Center during times of excessive heat. Always call ahead to make sure a Warming/Cooling Center is open before going there.

Provides financial assistance for microenterprises.

Financial assistance with personal or business expenses for low-income small business owners.

Program offers small targeted loans for business creation or expansion that can directly result in increased income and wealth generation.

Provides a 15-week entrepreneurial training program, business counseling, technical assistance and workshops. Also offers loans of $500 up to $50,000 that are available to start-up and existing entrepreneurs. Women and miniroty business owners are encouraged to apply.

Works in partnership with the private sector and the community-based organizations to provide financial assistance and business planning primarily in rural areas. Helps fund projects or provides loan guarantees that create or preserve quality jobs and/or promote a clean rural environment. Recipients of these programs may include individuals, corporations, partnerships, cooperatives, public bodies, nonprofit corporations, Indian tribes, and private companies.

Works in partnership with the private sector and the community-based organizations to provide financial assistance and business planning primarily in rural areas. Helps fund projects or provides loan guarantees that create or preserve quality jobs and/or promote a clean rural environment. Recipients of these programs may include individuals, corporations, partnerships, cooperatives, public bodies, nonprofit corporations, Indian tribes, and private companies.

Provides referrals for working parents searching for licensed day care providers. Also provides training workshops for day care providers on various topics, such as early childhood development, health and safety, nutrition, educational activities, and program management. Assists those interested in starting a day care through funding and orientation seminars.

Provides small business owners access to low cost business capital and credible financial resources needed to grow today, develop and increase their business capacity to succeed tomorrow. Provides low cost business funding (from $50k-$500k).

Provides programs aimed at locally owned and operated businesses, which offers business consultation, funding, networking, and other business developing services, along with applications for city contracts, including specialized segments for minority or women owned businesses.

Provides loans of up to $50,000 to start-up and growing entrepreneurs, especially women and minority business owners are encouraged to apply.

Provides access to capital, technical assistance, business training, and referral services for minority- and women-owned businesses. Program assists each applicant to evaluate the effectiveness of their business operations, view their business from an external perspective, and access technical assistance tailored to the specific needs of the business operating model.