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* Offers consumer education and counseling for money and debt management. Debt management and consolidation Bankruptcy counseling Budget and credit counseling Financial education Foreclosure prevention counseling Reverse mortgage counseling Mortgage delinquency and default resolution counseling First-time homebuyer counselingRental counseling* Offer assistance to help low-to moderate-income clients qualify for affordable car loans with local lending partners through, Driven2Success program.

Categories

Housing Counseling
Mortgage Delinquency and Default Counseling
Consumer Education
Personal Financial Counseling
Credit Counseling
Bankruptcy Assistance
Works with indigent individuals in need of bankruptcy to obtain and analyze their personal and financial histories, prepare bankruptcy petitions and schedules, provide representation at the first meeting of creditors, and address any issues that arise in the case.

Provides civil legal services regarding housing issues, consumer problems, income security/benefits, and language access.

Categories

Bankruptcy Assistance
Housing Discrimination Assistance
Immigrant Benefits Assistance
Administrative Advocacy
Legal Counseling
Criminal Justice/Legal System Reform Groups
Eviction Prevention Assistance
Workers Compensation Benefits Assistance
Landlord/Tenant Dispute Resolution
Protection and Advocacy for Individuals With Disabilities
Consumer Education
Consumer Law
Veteran Benefits Assistance
Predatory Lending Assistance
Pension Benefits Assistance
General Benefits and Services Assistance
Legal Representation
Public/Subsidized Housing Appeals Assistance
Legislative Advocacy
Community Legal Clinics
Welfare Rights Assistance
Provides civil legal services regarding housing issues, consumer problems, income security/benefits, and language access.

Categories

Housing Discrimination Assistance
Bankruptcy Assistance
Consumer Law
Legal Counseling
Predatory Lending Assistance
Community Legal Clinics
Landlord/Tenant Dispute Resolution
Eviction Prevention Assistance
General Legal Aid
Legal Representation
Lawyers provide free civil (non-criminal) advice, counseling, advocacy, and representation to low-income individual clients/groups.

Categories

Legal Information Services
Divorce Counseling
Legal Counseling
Protection and Advocacy for Individuals With Disabilities
Landlord/Tenant Dispute Resolution
General Legal Aid
Bankruptcy Assistance
Life Care Planning
* Provides a free consultation with a bankruptcy lawyer to discuss options for debt relief under bankruptcy protection.

* Determines if bankruptcy will provide a fresh start to eliminate debts, stop foreclosure, or find relief from medical debts and credit card debt.
Families can speak with an actual attorney to determine if bankruptcy would allow them a fresh start.
* Provides a free consultation with a bankruptcy lawyer to discuss options for debt relief under bankruptcy protection. * Determines if bankruptcy will provide a fresh start to eliminate debts, stop foreclosure, or find relief from medical debts and credit card debt.
Provides civil legal services regarding housing issues, consumer problems, income security/benefits, and language access.

Categories

Housing Discrimination Assistance
Bankruptcy Assistance
Consumer Law
Legal Counseling
Predatory Lending Assistance
Community Legal Clinics
Landlord/Tenant Dispute Resolution
Eviction Prevention Assistance
General Legal Aid
Legal Representation
Legal representation for low-income individuals, referred by Legal Aid of Mid-New York, needing bankruptcy relief. Assistance includes: obtaining and analyzing personal and financial histories\ preparing bankruptcy petitions and schedules, providing representation at the first meeting of creditors addressing issues arising in the caseCall Legal Aid of Mid-New York, 877- 777-6152, for eligibility screening.

Categories

Community Legal Clinics
Bankruptcy Assistance
Provides credit/debt, budget, and housing counseling free of charge to consumers throughout New York. Counselors can help an individual with: Understanding their financial situation and goals Explaining debt management options Offering recommendations for how to get out of debt Developing a personalized action plan

Categories

Credit Report Ordering Assistance
Debt Consolidation Services
Bankruptcy Assistance
Credit Counseling
Personal Financial Counseling
* Provides financial education, counseling services and debt relief to consumers.

Categories

Bankruptcy Assistance
Personal Financial Counseling
Mortgage Delinquency and Default Counseling
Debt Consolidation Services
Provides the legally required Bankruptcy Counseling and issuing of the certificate needed prior to filing for bankruptcy.
Assists with consumer legal issues including bankruptcy, frozen bank accounts, debt problems, student loans, ID theft, car problems, and utility shutoffs.
Offers budget and debt counseling to those who need help with budgeting, money management skills, and credit issues.

Categories

Student Loan Forgiveness/Repayment Programs
Personal Financial Counseling
Reverse Mortgage Programs
Credit Counseling
Bankruptcy Assistance
Financial Literacy Training
Mortgage Delinquency and Default Counseling
Provides legal assistance to those who are facing bankruptcy, help individuals with opportunities to repair damaged credit, and help individuals understand which kind of bankruptcy to file for with the help of an attorney.
Assists with consumer legal issues including bankruptcy, frozen bank accounts, debt problems, student loans, ID theft, car problems, and utility shutoffs.
Provides a full budget analysis, alternatives to bankruptcy, and suggestions that may help with current financial situation. Gives a complete overview of the bankruptcy process including advantages and disadvantages for filing bankruptcy. Upon completion of the course, a certificate is provided which is required in order to file for bankruptcy.
Focuses on developing sound money management techniques, gaining financial literacy skills and re-establishing credit after bankruptcy. A Certificate of Completion for this two-hour course is required for bankruptcy discharge.
Focuses on developing sound money management techniques, gaining financial literacy skills and re-establishing credit after bankruptcy. A Certificate of Completion for this two-hour course is required for bankruptcy discharge.
Provides the legally required Bankruptcy Counseling and issuing of the certificate needed prior to filing for bankruptcy.
The Debt Management Program (DMP) gives participants a personalized, structured, repayment plan to address each creditors requirements. Unlike a bankruptcy or debt settlement, clients repay 100% of the original debt over several years.

Categories

Personal Financial Counseling
Bankruptcy Assistance
Provides a full budget analysis, alternatives to bankruptcy, and suggestions that may help with current financial situation. Gives a complete overview of the bankruptcy process including advantages and disadvantages for filing bankruptcy. Upon completion of the course, a certificate is provided which is required in order to file for bankruptcy.
Provides financial education, counseling and ongoing support to consumers nationwide, helping them to develop the tools they need to better manage their debt. Counselors offer individual financial analysis, budget counseling, financial goals and guidance. Also offers a debt management program including lower interest rates and payments on credit cards. Bankruptcy and housing counseling are also available.

Categories

Debt Management
Bankruptcy Assistance
Volunteer Opportunities
Financial Services
Personal Finances Issues
Financial Tools Development
Debt Consolidation Services
Personal Financial Counseling
Can provide the credit counseling and debtor education required for anyone filing for personal bankruptcy.

Categories

Bankruptcy Assistance
Debt Consolidation Services
Credit Counseling