* Provides rental and homeownership opportunities.

Offers subsidies to low- and moderate-income individuals for the purchase of homes renovated by the county.

* Offers housing counseling for individuals and families, first-time home-buyers.* Owns apartments for low and moderate-income residents, persons with developmental disabilities, and older adults.* L2P Westside consists of single-family houses for rent with the opportunity to purchase the home in the future. Rental units are managed by Christopher Community, Inc.

Builds and then sells homes for cost with no-interest loans to qualifying individuals and families.

Offers subsidized housing for families who are low-income. There are 215 units in this community offering a mix of home ownership and low, moderate, and upper income level rental units.

* Build or renovate houses in partnership with low-income families and sell the houses to the people at no profit and no interest. Funds and building materials are given by individuals, churches, and other organizations.

Builds houses using volunteers, and donated materials and then sells them to partner families through no-profit, no-interest mortgages, for low income families.

Provides a tax-exempt organization dedicated to building basic affordable housing with volunteer labor and donated or purchased materials for deserving, low-to-moderate income Nassau County residents. Produces the newsletter, Habitatler, and has a speakers bureau. NATIONAL HEADQUARTERS: Habitat for Humanity International, Americus, GA 31709-6935.

Builds homes, with affordable loan terms, for low income working individuals and families who cannot afford a home at the housing market rates.

Builds homes with new homeowners through cooperative self-help and volunteer support small monthly mortgage payments support construction of more homes.

* Awards mortgage-free homes to combat wounded veterans and to unmarried Gold Star spouses whose loved ones were Killed-In-Action.

* Provides affordable homeownership opportunities in Oneida County to low-income, elderly, disabled and veteran families.

Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

* Provides donated homes to military families and Veterans through a partnership with national banks.

Working in partnership with people in need to build and renovate decent, affordable housing.

Working in partnership with people in need to build and renovate decent, affordable housing.

Builds houses using volunteers, and donated materials and then sells them to partner families using affordable mortgages. Helps homeowners find funding/grants for critical repairs. Can offer referrals for repairs. Not able to assist with immediate problems.

Provides homes for sale to income-eligible families through New York State Homes and Community Renewal funding. Limited number of homes are available.

* Awards mortgage-free homes to combat wounded veterans and to unmarried Gold Star spouses whose loved ones were Killed-In-Action.

Working in partnership with people in need to build and renovate decent, affordable housing.