Provides the opportunity to make home ownership a reality for people who are unable to purchase a home on Long Island without financial assistance. Provides grants (forgiveable after 10 years) to qualified applicants. Non-eligible applicants receive free credit/mortgage counseling.

Provides financing and programs designed for first-time low and moderate income home buyers in New York State. Partners with approved participating mortgage lenders across the state to offer 30 year, competitive, fixed rate mortgages with special features to help low and moderate income New Yorkers become homeowners. Enables active duty U.S. military personnel to buy their first home or move to a different home through the Homes for Veterans Program. Offers down payment assistance in conjunction with SONYMA financing.

Extensive interior or exterior work, including landscaping, performed to alleviate critical health, life and safety issues or code violations for eligible homeowners in need.

Builds and rehabilitates simple, decent houses with the help of the community. Habitat houses are sold to partner families at no profit, financed with affordable, no-interest loans. The homeowners' monthly mortgage payments are used to build still more Habitat houses.

The CDA acquires and rehabilitates blighted homes for use under our "Direct Sale" or "Rent with Option to Buy" Affordable Housing Program. This program serves first time home buyers who meet income guidelines.

Extensive interior or exterior work, including landscaping, performed to alleviate critical health, life and safety issues or code violations for eligible homeowners in need.

homebuying home ownership home refinancing HUD homes for sale and how to buy one rental assistance programs relocation, foreclosure and eviction services for the homeless housing discrimination

Builds houses using volunteers, and donated materials and then sells them to partner families using affordable mortgages. Helps homeowners find funding/grants for critical repairs. Can offer referrals for repairs. Not able to assist with immediate problems.

Builds houses using volunteers, and donated materials and then sells them to partner families through no-profit, no-interest mortgages, for low income families.

* Provides rental and homeownership opportunities.

Builds and then sells homes for cost with no-interest loans to qualifying individuals and families.

INHS fixes deteriorated properties and resells them to low-to-moderate income homebuyersINHS builds energy-efficient home and sells them to low-to-moderate homebuyersDown Payment Assistance, Education, and Counseling to homebuyers INHS provides low interest and forgivable (as funding allows) loans for down paymentHome Buyer Education and Counseling (regardless of income)

* Provides affordable homeownership opportunities and home repairs in Oneida County to active military and veteran families.

Builds new homes with low mortgages or does home rehabilitation for working, low-income families. Families helped by Habitat must also volunteer time in helping the organization in one capacity or another.

Builds homes with new homeowners through cooperative self-help and volunteer support small monthly mortgage payments support construction of more homes.

Working closely with Economic Development and Planning Divisions, the Division of Real Estate is responsible for acquiring, maintaining and disposing of all County real property; providing services related to real property for the executive, administrative and legislative branches of County government; generating revenues for the County; and controlling expenses pertaining to the maintenance of County-owned property. The Division also supports the County’s Affordable Housing programs, Community Development programs and the Suffolk County Landbank. The division is comprised of the following units: Real Property Acquisition and Management; Affordable and Workforce Housing; Auction and Direct Sales and Request For Qualifications. Call for detailed services offered.

* Builds or renovates houses in partnership with low-income families and sell the houses to qualified people with need at no profit. Funds and building materials are donated by individuals, churches and other organizations.

Working in partnership with people in need to build and renovate decent, affordable housing.

Working in partnership with people in need to build and renovate decent, affordable housing.

Improves substandard living conditions and revitalizes commercial centers, establishes programs to provide employment training and to prevent and treat problems of the disadvantaged, advises town government on policies for new and improved services, and facilities, and manages and coordinates homesteading and other federal and state housing programs.