Habitat Newburgh partners with remarkable families within our service area to provide opportunities to own a home through its homeownership program. Families must have income between 30-60% of the area median income, have the ability to pay an affordable mortgage, and be willing to partner with us through sweat equity and participation in educational classes.

Builds homes, at cost with no-interest loans, for eligible individuals and families that cannot afford one due to limited income.

Extensive interior or exterior work, including landscaping, performed to alleviate critical health, life and safety issues or code violations for eligible homeowners in need.

Builds houses using volunteers, and donated materials and then sells them to partner families using affordable mortgages. Helps homeowners find funding/grants for critical repairs. Can offer referrals for repairs. Not able to assist with immediate problems.

Builds homes with new homeowners through cooperative self-help and volunteer support small monthly mortgage payments support construction of more homes.

Working in partnership with people in need to build and renovate decent, affordable housing.

* Provides rental and homeownership opportunities.

* Provides donated homes to military families and veterans through a partnership with national banks.

* Awards mortgage-free homes to combat wounded veterans and to unmarried Gold Star spouses whose loved ones were Killed-In-Action.

Working closely with Economic Development and Planning Divisions, the Division of Real Estate is responsible for acquiring, maintaining and disposing of all County real property; providing services related to real property for the executive, administrative and legislative branches of County government; generating revenues for the County; and controlling expenses pertaining to the maintenance of County-owned property. The Division also supports the County’s Affordable Housing programs, Community Development programs and the Suffolk County Landbank. The division is comprised of the following units: Real Property Acquisition and Management; Affordable and Workforce Housing; Auction and Direct Sales and Request For Qualifications. Call for detailed services offered.

Provides assistance to income-eligible households through housing rehabilitation programs and first-time home buyer programs. Advocates to eliminate housing discrimination due to race, color, sex, religion, familial status, disability, or national origin.

* Build or renovate houses in partnership with low-income families and sell the houses to the people at no profit and no interest. Funds and building materials are given by individuals, churches, and other organizations.

* Builds or renovates homes in partnership with selected low-income families so that they can become home owners.* Accepts donations of new building materials. * Offers volunteer opportunities.

Habitat for Humanity helps income-qualified, first-time homebuyers build strength, stability and self-reliance through housing. We build and rehabilitate simple, decent, affordable homes throughout Tompkins and Cortland counties and provide low- or no-interest equivalent mortgages.Accepts applications for homebuyers during specified application periods; call or e-mail for details.Donations of land, vehicles, tools and building materials are accepted.

* Builds or renovates houses in partnership with low-income families and sells the houses to the people at no profit and no interest.* Receives funds and building materials from individuals, churches, and other organizations.

* Awards mortgage-free homes to combat wounded veterans and to unmarried Gold Star spouses whose loved ones were Killed-In-Action.

* Provides affordable homeownership opportunities in Oneida County to low-income, elderly, disabled and veteran families.

homebuying home ownership home refinancing HUD homes for sale and how to buy one rental assistance programs relocation, foreclosure and eviction services for the homeless housing discrimination

Builds and rehabilitates simple, decent houses with the help of the community. Habitat houses are sold to partner families at no profit, financed with affordable, no-interest loans. The homeowners' monthly mortgage payments are used to build still more Habitat houses.

Builds homes, with affordable loan terms, for low income working individuals and families who cannot afford a home at the housing market rates.

Provides the opportunity to make home ownership a reality for people who are unable to purchase a home on Long Island without financial assistance. Provides grants (forgiveable after 10 years) to qualified applicants. Non-eligible applicants receive free credit/mortgage counseling.

Builds new homes with low mortgages or does home rehabilitation for working, low-income families. Families helped by Habitat must also volunteer time in helping the organization in one capacity or another.