Provides counseling and education for those looking to become first time home buyers. Also provides financial capability counseling, mortgage assistance and foreclosure prevention, and fair housing counseling and education. Programs serve as a source of information about ownership, predatory lending, mortgage foreclosure prevention, fair housing, budgeting, handling debt, and credit repair. Provides rental search assistance and limited financial assistance when funding is available (for financial assistance, see separate program listing on FEMA Assistance - Buffalo Urban League).