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* Provides housing counseling and education services including:Renter counseling: Fair Housing, Tenant rights & resources.Home purchase workshops and counseling.Default & Foreclosure prevention.New homeowner counseling.USDA 502 Direct Mortgage Loan Packaging.
* Offer home ownership counseling and credit counseling to first time home buyers.* Provides comprehensive foreclosure prevention counseling.* Offers financial literacy classes.

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Mortgage Delinquency and Default Counseling
Financial Literacy Training
Housing Counseling
Credit Counseling
Pre purchase counseling. All aspects of purchasing a home as well as what to expect as a homeowner will be discussed.

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Personal Financial Counseling
Housing Search and Information
Homebuyer/Home Purchase Counseling
Offers rental assistance, homeownership counseling, and housing rehabilitation. Housing repair assistance. Processes HUD Section 8 Rental applications.

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Section 8 Housing Choice Vouchers
Low Income/Subsidized Private Rental Housing
Rent Payment Assistance
At Risk/Homeless Housing Related Assistance Programs
Senior Housing Information and Referral
Home Rehabilitation Services
Homebuyer/Home Purchase Counseling
HUD Approved Counseling Agencies
* Offers financial coaching and planning.
* Provides homebuyer education.
* Participates with lenders to offer down payment assistance.

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Housing Counseling
Personal Financial Counseling
Housing Down Payment Loans/Grants
* Provides care management and support services including: Meet your personal health goals and outcomes Coordinate transportation to medical visits Understand your medical needs, even if they are complex, and connect you to the care you need Provide insurance assistance (ACA Marketplace, ADAP, private insurance, Medicaid and Medicaid spend-down, Medicare Part D) Attend medical appointments and pharmacy visits for medication follow-up Find primary care and other kinds of medical care Coordinate referrals and follow through for mental health and substance abuse Explore other services, like nutrition education, day health, our food pantry, and more Housing assistance and planning LGBTQ-focused Care Management services

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Housing Counseling
Nutrition Education
General Benefits and Services Assistance
Long Term Case/Care Management
*Provides information, assistance, referral and support for individuals with issues relating to housing. Services include:
  • Finding appropriate housing including providing listings of rental units
  • Maintaining housing including assistance accessing home improvement programs
  • Assistance completing subsidized housing applications
  • Accessing rent assistance programs
  • Eviction and foreclosure prevention (Does not provide legal advice)
  • Locate emergency housing
  • Understanding fair housing and residents rights
  • Workshops on housing issues
  • Enroll in home buying programs

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Information and Referral
Tenant Rights Information/Counseling
Public Awareness/Education
Benefits and Services Assistance
Housing Counseling
Housing Search Assistance
Offers low and moderate income first-time home buyers assistance with home buying counseling, down payment, closing costs, etc.

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Housing Down Payment Loans / Grants
Homebuyer / Home Purchase Counseling
Sponsors home buying workshops including credit counseling, budgeting, utilities, tax assessment, insurance and legal counseling. Also offers private counseling.

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First Time Homebuyer Tax Credit Information
Housing Counseling
Housing / Shelter
Homebuyer / Home Purchase Counseling
Provides housing counseling for landlord/tenant-rights and responsibilities, rent payment increases and eviction situations, and mortgage counseling to homeowners. Pre-purchase, pre-rental and mortgage default counseling. Call. Appointment preferred.

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Mortgage Delinquency and Default Counseling
Money Management
Landlord / Tenant Assistance
Landlord / Tenant Dispute Resolution
Tenant Rights Information / Counseling
Housing Counseling
Reverse Mortgage Programs
Homebuyer / Home Purchase Counseling
Volunteer Opportunities
Housing Discrimination Assistance
Responds to complaints of discrimination in rental or purchase of housing. Provides education to consumers, professionals and Co-op boards about issues on fair housing practices.

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HUD Approved Counseling Agencies
Housing Discrimination Assistance
Provides education to individuals and families of what to expect after buying a home and how to continue asset building and to continue the success of maintaining the house. Program serves Orange, Ulster, Sullivan and Dutchess Counties.

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Homebuyer / Home Purchase Counseling
Provides intervention on behalf of tenants to prevent homelessness and to assist those who are homeless. This includes assistance in finding affordable housing, advocacy and dispute resolution in landlord/tenant matters, assist tenants in money management and household budgeting. Referrals are made to programs such as: HEAP, SECTION 8, Social Services, and Public Housing. Assistance with applications to these programs are provided, particularly, for those with language and cultural barriers.

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Hispanic / Latino Community
Housing Counseling
Homelessness Advocacy Groups
Homelessness Prevention Programs
Landlord / Tenant Assistance
Provides prepurchase/first time homebuyers counseling, default delinquency counseling, budget counseling, housing assistance (Section 8 eligible), landlord/tenant assistance, reverse mortgage counseling (senior program) and referrals to other housing and non-housing agencies.

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Mortgage Delinquency and Default Counseling
Landlord / Tenant Assistance
Homebuyer / Home Purchase Counseling
Section 8 Housing Choice Vouchers
Reverse Mortgage Programs
Debt Management
A certified Hud-housing agency that provides tenant assistance, eviction prevention, home ownership counseling, landlord-tenant mediation, foreclosure counseling, first time home buyer counseling, reverse mortgage counseling, and housing court assistance. A loan/grant program is in place to assist with home improvement, weatherization and applications for funding for other housing-related services.

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Weatherization Programs
Eviction Prevention Legal Assistance
Home Rehabilitation Loans
Homebuyer / Home Purchase Counseling
Mortgage Delinquency and Default Counseling
Landlord / Tenant Dispute Resolution
The Housing programs help people with a variety of housing goals and needs. For some clients, keeping their home and avoiding foreclosure is a challenge. We can help via our foreclosure prevention counseling, where we look for programs that help people keep their homes. Others may be preparing to buy a home for the first time, and we can help them too with our pre-purchase counseling and Essentials for Buying your First Home program. We also offer reverse mortgage counseling, rental counseling, and a few other services, programs, and educational opportunities.

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Homebuyer / Home Purchase Counseling
Eviction Prevention Legal Assistance
HUD certified counselors provide free foreclosure prevention counseling. The counselors complete a full assessment of the situation and intervene with banks and mortgage companies to negotiate modification and avoid the loss of the home. Appointments or walk in.
Pathstone's Newburgh Office houses The Housing Stability Counseling Program (HSCP) and the First-Time Homebuyers Program. HSCP offers free housing counseling to residents facing possible foreclosure, eviction, loss of residence or financial stress regardless of income. The First-Time Homebuyers Program offers housing counseling and education toward home ownership for low to moderate income individuals and families.

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Homebuyer / Home Purchase Counseling
Financial Literacy Training
Helps low and moderate income families with home buying assistance, through counseling, down payment, closing costs, etc.

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Housing Down Payment Loans / Grants
Homebuyer / Home Purchase Counseling
The Housing programs help people with a variety of housing goals and needs. For some clients, keeping their home and avoiding foreclosure is a challenge. We can help via our foreclosure prevention counseling, where we look for programs that help people keep their homes. Others may be preparing to buy a home for the first time, and we can help them too with our pre-purchase counseling and Essentials for Buying your First Home program. We also offer reverse mortgage counseling, rental counseling, and a few other services, programs, and educational opportunities.

Categories

Homebuyer / Home Purchase Counseling
Eviction Prevention Legal Assistance
Educates consumers on financial issues and provides personal assistance to consumers who have become overextended with debt. Also provides comprehensive housing counseling, pre-purchase home buyer education and mortgage delinquency counseling.

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Personal Financial Counseling
Debt Management
Homebuyer / Home Purchase Counseling
Provides rental counseling that will help people to put the best practices in place to be a successful renter/tenant.

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Tenant Rights Information / Counseling
Tenant Readiness Education Programs
Offers education seminars in person and online, as well as one-to-one counseling. These courses provide participants with the information that all first-time homebuyers should know in order to make well informed decisions and become an empowered and educated consumer. Course topics include: Assessment of Homeownership Readiness Budgeting & Credit Financing a Home Shopping for a Home Maintaining a Home Managing Homeownership Finances

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Homebuyer / Home Purchase Counseling
Provides credit counseling, housing counseling (Pre/Post Purchase, Mortgage Delinquency), Foreclosure Prevention Services, Student Loan Counseling, Pre Bankruptcy Counseling, Reverse Mortgage Counseling, and debt management for families, with an emphasis on budget development and maintenance while repairing unsecured debts. Also educates families in management of finances.

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Money Management
Bankruptcy Assistance
Mortgage Delinquency and Default Counseling
Personal Financial Counseling
Debt Management
Housing Counseling
Offers Nassau and Suffolk County residents information on first time home buying, down payments, closing cost assistance, competitive first time homebuyer mortgage products, and tips on how to negotiate with a seller. Call for additional information.

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Housing Down Payment Loans / Grants
Homebuyer / Home Purchase Counseling
First Time Buyer Home Loans