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Programs for eligible first time home buyers: subsidies to reduce closing costs and to rehabilitate the property after purchase applicant(s) obtain their own mortgage with a lending institution housing counseling for eligible applicants, such as pre-purchase and budget counseling

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Housing Down Payment Loans/Grants
Home Rehabilitation Programs
Offers homebuyer grants and financing resources to help individuals become homeowners.
Offers first time homebuyers assistance to cover down payment and/or closing costs plus rehabilitation expenses. Also offers pre-purchase and post-purchase education, as well as homeownership counseling.

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Housing Down Payment Loans / Grants
Homebuyer / Home Purchase Counseling
Provides income eligible Long Island homeowners with resources, deferred grants and low interest rate loans to make necessary repairs and improvements to their homes, based on need and as determined by CDCLI professional housing rehab specialists.

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Home Rehabilitation Loans
Low Income Home Loans
Home Purchase / Mortgage Refinance Loans
Housing Down Payment Loans / Grants
Provides down payment, closing costs, and repair assistance to income eligible individuals to purchase existing single-family homes in Lewis County.
Provides qualified homebuyers with grants of $25,000-$35,000 for the purchase of a one-family home, a condominium or a cooperative for owner-occupancy in Westchester or on Long Island.
Provides financial assistance to families buying a home in Jefferson County.

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First Time Buyer Home Loans
Housing Down Payment Loans/Grants
Combines counseling and limited financial assistance for first time home purchase to eligible families and individuals purchasing their first home in the City of Elmira..

Categories

Homebuyer / Home Purchase Counseling
Housing Down Payment Loans / Grants
Provides up to $3,000 in assistance with closing costs through a loan that must be repaid for first time home buyers. Also offers HUD approved housing counseling including homebuyer counseling, reverse mortgage counseling to seniors, and foreclosure prevention programs.

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Homebuyer / Home Purchase Counseling
Reverse Mortgage Programs
First Time Buyer Home Loans
Housing Down Payment Loans / Grants
Provides qualifying U.S. military veterans with special loans or grants to buy their first home or move to a different home.

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Housing Down Payment Loans / Grants
Home Purchase / Mortgage Refinance Loans
Provides eligible first time homebuyers with up to $39,000 towards down payment/closing costs towards the purchase of an eligible new or existing single-family home, provided that the applicant is income eligible and meets all program requirements.
Provides up to $5,000 for a first time low income homebuyer. Funding can assist with closing costs and down payments.

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Housing Down Payment Loans / Grants

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Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants / Loans
Housing Down Payment Loans / Grants
Mortgage Delinquency and Default Counseling
Homebuyer / Home Purchase Counseling

Categories

Home Rehabilitation Programs
Home Maintenance and Minor Repair Grants / Loans
Housing Down Payment Loans / Grants
Provides grants for the rehabilitation of owner-occupied homes located on the northeast side of the Village of Massena and grants for first time homebuyers in the Village of Massena.

Categories

Housing Down Payment Loans/Grants
Home Rehabilitation Grants
Helps low and moderate income families with home buying assistance, through counseling, down payment, closing costs, etc.

Categories

Homebuyer / Home Purchase Counseling
Housing Down Payment Loans / Grants
Grants are available for first-time homebuyers seeking to purchase foreclosed homes in Nassau and Suffolk Counties as part of the Community Stabilization Program. Grants can be used for down payment. Provides up to $30,000 in down payment assistance.

Categories

Homebuyer / Home Purchase Counseling
Housing Down Payment Loans / Grants
Provides grants to eligible low-to-moderate income first time homebuyers for down payments and closing cost assistance. Provides credit counseling and help in preparing to obtain a home loan.

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HUD Approved Counseling Agencies
Housing Down Payment Loans/Grants
Provides assistance to first-time home buyers with low to moderate incomes for the purchase of modest existing single-family homes. Offers homeownership education and counseling.

Categories

Housing Down Payment Loans/Grants
HUD Approved Counseling Agencies
First Time Buyer Home Loans
Homebuyer/Home Purchase Counseling
Offers grants to first time buyers that meet the income guidelines. The grant provides $8,000 to be used towards down payment and closing costs and are forgiven after 5 years.
Provides eligible first time homebuyers with up to $39,000 towards down payment/closing costs towards the purchase of an eligible new or existing single-family home, provided that the applicant is income eligible and meets all program requirements. OPEN IN A FIRST-COME, FIRST SERVED BASIS UNTIL FUNDING HAS BEEN EXHAUSTED
Provides qualified homebuyers with grants of $25,000-$35,000 for the purchase of a one-family home, a condominium or a cooperative for owner-occupancy in Westchester or on Long Island.
Comprehensive training in purchasing a house for low- and moderate-income first-time home buyers, including: establishing good credit understanding home financing working with a realtor how house inspections work understanding documents signed at closingthrough traditional classroom setting; four weekly, two-hour sessions with guest speakers online through eHomeAmerica with videos and self-tests, enabling individuals to complete the program at home at his or her own paceOne-on-one counseling on topics from credit counseling to home maintenance.Residents of Cayuga, Chemung, Cortland, Schuyler, Seneca, Tioga, and Tompkins.Offers assistance with down payments; homebuyer education required.

Categories

Housing Down Payment Loans/Grants
Homebuyer/Home Purchase Counseling
Designed for first time home buyers, this program assists low/moderate-income persons into ownership with financial assistance through the use of grants to reduce the cost of the house to make it more affordable, do repairs to the house to ensure it meets code and housing quality standards, or both.

Categories

Home Rehabilitation Programs
Housing Down Payment Loans/Grants
Provides grant monies to assist first time homebuyers with their housing purchase of single-family homes within the City of Fulton. Provides up to $20,000 for closing costs and down payment.