Loans and grants are available to very low income rural residents who own and occupy a dwelling in need of repairs. Funds are available for repairs to improve or modernize a home or to remove health and safety hazards. Loans are at 1% and may be repaid over a 20-year period. Grant funds are used to make repairs/improvements to make the dwelling more safe and sanitary, more accessible, or to remove health and safety hazards. Loan funds can be used for more various purposes.

Loans and grants are available to very low income rural residents who own and occupy a dwelling in need of repairs. Funds are available for repairs to improve or modernize a home or to remove health and safety hazards. Loans are at 1% and may be repaid over a 20-year period. Grant funds are used to make repairs/improvements to make the dwelling more safe and sanitary, more accessible, or to remove health and safety hazards. Loan funds can be used for more various purposes.

Offers information, education and referral about adaptive equipment, accessibility, disability awareness, ramps and home modifications, medical equipment for loan, and civil rights for people with disabilities.

Offers information, education and referral about adaptive equipment, accessibility, disability awareness, ramps and home modifications, medical equipment for loan, and civil rights for people with disabilities.

Offers information, education and referral about adaptive equipment, accessibility, disability awareness, ramps and home modifications, medical equipment for loan, and civil rights for people with disabilities.

Provides grant assistance to low-income homeowners who are experiencing critical home repairs. Assists with a wide range of repairs, rehabilitation and modification services.

Provides coordination of services through linkage and referral to supports and services for children 3+ yrs through adults with a diagnosis confirmed by DDRO (Developmental Disabilities Regional Office) to allow them to live as independently and productively as possible.

The New York State Affordable Housing Corporation (AHC) creates homeownership opportunities for low- and moderate-income families by providing grants to governmental, not-for-profit and charitable organizations to help subsidize the cost of newly constructed houses and the renovation of existing housing. City of Binghamton607-772-7240www.cityofbinghamton.comBroome County - Home Improvement Delaware Opportunities Inc.607-746-1605https://delawareopportunities.orgDelaware County - Home Improvement, Acquisition/Rehabilitation Greater Opportunities for Broome & Chenango, Inc.607-334-7114www.ofcinc.orgBroome and Chenango County - Acquisition/Rehabilitation, Home Improvement Habitat for Humanity NYS607-748-4138www.habitatnys.orgBroome County - Acquisition/Rehabilitation, New Construction Ithaca Neighborhood Housing Services, Inc.607-277-4500www.ithacanhs.orgTioga County - Home Improvement, Acquisition/Rehab Tioga Opportunities Inc.607-687-4222https://tiogaopp.orgBroome and Tioga County - Home Improvement

Offers information, education and referral about adaptive equipment, accessibility, disability awareness, ramps and home modifications, medical equipment for loan, and civil rights for people with disabilities.

Offers information, education and referral about adaptive equipment, accessibility, disability awareness, ramps and home modifications, medical equipment for loan, and civil rights for people with disabilities.

Provides funds for single family, owner occupied homes to help with repairs for health and safety issues. Typical repairs may include roofs, furnaces, plumbing, electrical, hot water tanks, and accessibility for persons with disabilities and frail elderly.

Provides coordination of services through linkage and referral to supports and services for individuals 18+ yrs with traumatic brain injury to allow them to live as independently and productively as possible.

Assists Allegany County homeowners or renters, on Medicaid and with a substantial limitation caused by a disability, with accessibility modifications designed to address the needs of the person living with a disability.

Offers information, education and referral about adaptive equipment, accessibility, disability awareness, ramps and home modifications, medical equipment for loan, and civil rights for people with disabilities.

Offers a grant up to $25,000 to rehabiliate homes for veterans with disabilities for more accessibility and comfortability in Jefferson County.

* Operates the Home Improvement Program. Provides grants and low interest loans for home repairs and improvements. Eligible repairs include: Structural issues - roof, foundation, windows, exterior paint or siding. Major systems - plumbing, heating or electrical. Accessibility accommodations - ramps, lifts, doorways and bathrooms. Routine maintenance, remodeling and cosmetic improvements are generally not eligible repairs.

Offers information, education and referral about adaptive equipment, accessibility, disability awareness, ramps and home modifications, medical equipment for loan, and civil rights for people with disabilities.

This program is designed to permit persons with disabilities to maintain residence or achieve residence either in their own homes or in rental units where other assistance is not available. Repairs will be limited to accessibility issues only.

Provides financial assistance for improvements within homes occupied by persons with a disability in order to improve their accessibility. Typical improvements include installation of exterior ramps and bathroom and kitchen modifications.

Offers information, education and referral about adaptive equipment, accessibility, disability awareness, ramps and home modifications, medical equipment for loan, and civil rights for people with disabilities.

Offers information, education and referral about adaptive equipment, accessibility, disability awareness, ramps and home modifications, medical equipment for loan, and civil rights for people with disabilities.

Provides home repair assistance to low-to-moderate income households.

Provides coordination of services through linkage and referral to supports and services for individuals 18 - 64 yrs with physical disability or who 65+ yrs to allow them to live as independently and productively as possible.

Offers information, education and referral about adaptive equipment, accessibility, disability awareness, ramps and home modifications, medical equipment for loan, and civil rights for people with disabilities.

Provides financial assistance to individuals with spinal cord injuries, through grants up to $1500, for adaptive equipment or home renovations.