* Provide representation in housing cases, where clients' homes or access to housing are threatened: Eviction. Accessing subsidized housing. Systemic code enforcement problems. Water and utility shut-offs due to landlord failure to pay. Privatized municipal foreclosure on taxes. Property flipping schemes. Predatory mortgages. Mortgage scams. Housing discrimination. Equity stripping schemes. * Provide assistance to people who have been the victims of consumer fraud, scams, or deceptive practices: Predatory lending. Collection practices. Repossession. Garnishment. Harassment by creditors. Payday loans. Installment sales. Consumer loans. Rent to own. "Easy Payment" plans. Public utilities. Unfair and deceptive sales practices. Advice on bankruptcy. Advice on credit consolidation. Education about consumer rights. * Represents people denied public benefits or employment due to system-wide problems. Systemic benefit issues, such as county offices placing limits or obstacles to benefits applications. Denials of procedural rights in applying for or continuing public benefits. Systemic wage and hour issues. Discrimination in employment based on improper use of arrest records. * Help people who have been denied access to or full participation with government programs based on limited English proficiency. Law enforcement agencies. Access to health services. Access to government benefits and services.