BUSINESS, INDUSTRY AND COMMUNITY FACILITIES LOAN PROGRAM | UNITED STATES DEPARTMENT OF AGRICULTURE RURAL DEVELOPMENT SERVICES

*Bolsters the existing private credit structure through the guaranteeing of loans for rural businesses.
*Provides affordable funding to develop essential community facilities in rural areas.

Physical Address

9025 River Road, Marcy, NY 13403

Hours

M-F 8:00AM- 4:30PM

Fax

(855) 558-7596

Application process

Call for appointment preferred or walk in.

Fee

No fee for services.

Eligibility

Age 18 years and older, income guidelines apply, call for information.

Agency info

UNITED STATES DEPARTMENT OF AGRICULTURE RURAL DEVELOPMENT SERVICES

The United States Department of Agriculture Rural Development Services administers community, business and housing programs which offer loans, loan guarantees and grants.

The USDA Rural Development offers single family housing loans with no down payment required, and low interest home repairs. Applicable to Rural areas only excluding the cities of Utica, Rome and Oneida. Income limits apply. Loan guarantees available for higher income applicants. Grant home repair program for homeowners age 62 and above-income limits apply.

Several multi family housing rental units available in Herkimer, Madison, and Oneida counties with rental assistance in Rural areas. Income limits apply

Small business development grants to provide technical assistance for small and emerging rural businesses with 50 employees or less, and less than $1 million in gross revenues. Who can apply Non-profits, Institutions of Higher Education, Federally recognized Tribes.

Ambulances, Firetrucks, equipment, Firehouses, hospitals - essential community facilities in Rural areas population below 20,000 - Who can apply Public Bodies, Non-profit corporations, Federally recognized tribes

Water & Sewer Infrastructure - Rural areas population 10,000 or less - Who can apply Public Bodies, Non-profit corporations, Federally recognized tribes.