Provides a personal finances educational program to help individuals understand how to manage their finances. Participants will receive tools to help them increase their income, increase savings, and build/sustain assets. Topics include introduction to banking; introduction to credit and using credit cards; how to choose and keep a checking account; how to keep track of your money; how to save money; how to recover financially and rebuild your credit after a financial set-back; consumer rights; know what you are borrowing before you buy; and information on home ownership.